# Debts Break vs Debt Fix

The clearest difference is update cadence: Debt Fix at weekly against Debts Break's every 7 months. Debt Fix also leads on review sentiment (75% vs 59%). Debts Break's advantage is ratings volume (96 vs 11) and device support (4 vs 2). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Debts Break sells 3 in-app purchases, starting at $0.99 per 6 months and Debt Fix sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.1 for Debts Break against 4.0 for Debt Fix. That said, the two scores are not equally well evidenced: Debts Break has 96 ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 59% of Debts Break's written reviews are positive against 75% of Debt Fix's.

Debts Break ships an update every 7 months, Debt Fix weekly. The most recent releases landed on September 17, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Debts Break | Debt Fix |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (96 ratings)](https://appshunter.io/ios/app/debts-break/id849585927/reviews)** | [4.0 (11 ratings)](https://appshunter.io/ios/app/debt-fix/id1638594024/reviews) |
| Number of ratings | **96** | 11 |
| Positive reviews | 58.6% of reviews | **75.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 7 months | **Weekly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 40 MB | 10 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [LINKLINKS LTD](https://appshunter.io/developer/600375781) | [Christopher Donoso](https://appshunter.io/developer/1885026399) |

## What reviewers say

### Debts Break

[App page](https://appshunter.io/ios/app/debts-break/id849585927)

This app helps you become debt-free using popular payoff strategies like the Snowball method. It offers visual tracking, detailed reports, and multiple payoff plans to manage your debts effectively and save on interest.

**Highlights:** Debt payoff strategies (Snowball, Highest Interest, Lowest Balance, etc.), Visual debt tracking and progress monitoring, Automatic balance updates, Payment logs and extra payment options, Loan, payoff date, and mortgage calculators, Detailed reports and charts, Passcode and Touch ID protection

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 6 months | $0.99 | per 6 months |
| Remove ads | $9.99 | one-time |
| Snowball method | $9.99 | one-time |

**What reviewers like**

- 👍 User-friendly interface and easy to navigate
- 📊 Clear visual charts and graphs for debt tracking
- 💰 Effective debt snowball method for motivation
- 🎯 Simple and straightforward debt management
- 📱 Clean, attractive design

**What reviewers complain about**

- 🐛 Frequent app crashes and freezing issues
- ❌ Decimal point removal in interest rates (major bug)
- ⚠️ Inaccurate calculations after updates
- 🔔 Notification system not working properly
- 💸 Snowball feature locked behind paywall

**Reported bugs**

- Decimal points removed from interest rate input fields
- Cannot enter decimal interest rates (e.g., 4.75%)
- App crashes when entering debt information
- Notifications persist after deleting payments
- App freezes and becomes unresponsive

**Requested features**

- Biweekly and weekly payment options
- Ability to enter actual payment amounts made
- Extra/additional payment functionality
- Loan ending date field
- Support for recurring bills without balances (utilities, phone)


### Debt Fix

[App page](https://appshunter.io/ios/app/debt-fix/id1638594024)

Easily track your debts and create a personalized payoff plan. Get a clear financial breakdown, analyze your progress with a report page, and utilize an amortized schedule to see all your payments. Start your journey to financial freedom.

**Highlights:** Debt tracking, Financial breakdown, Payoff plan development, Amortized payment schedule, Progress analysis report

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Fix Premium | $4.99 | one-time |


## Frequently asked questions

### Is Debts Break free?

Debts Break is free to download, with in-app purchases available.

### Is Debt Fix free?

Debt Fix is free to download, with in-app purchases available.

### Which has better reviews, Debts Break or Debt Fix?

Debts Break is rated higher. Debts Break averages 4.1 out of 5 from 96 ratings, while Debt Fix averages 4.0 from 11 ratings.

### Do Debts Break or Debt Fix have ads?

Both Debts Break and Debt Fix show ads.

### Which is updated more often, Debts Break or Debt Fix?

Debts Break ships an update every 7 months, and Debt Fix weekly. Most recently, Debts Break was updated on September 17, 2026 and Debt Fix on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*