# Debts Break vs TurAcenta

The clearest difference is in-app purchases: TurAcenta at none against Debts Break's 3. TurAcenta also leads on ads (none vs shown) and update cadence (every 3 weeks vs every 7 months). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Debts Break sells 3 in-app purchases, starting at $0.99 per 6 months. TurAcenta asks for nothing beyond the download.

Debts Break ships an update every 7 months, TurAcenta every 3 weeks. The most recent releases landed on September 17, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Debts Break | TurAcenta |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (96 ratings)](https://appshunter.io/ios/app/debts-break/id849585927/reviews)** | — |
| Number of ratings | **96** | — |
| Positive reviews | 58.6% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 7 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | — |
| Size | 40 MB | 50 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [LINKLINKS LTD](https://appshunter.io/developer/600375781) | [Eren Ergul](https://appshunter.io/developer/1685000251) |

## What reviewers say

### Debts Break

[App page](https://appshunter.io/ios/app/debts-break/id849585927)

This app helps you become debt-free using popular payoff strategies like the Snowball method. It offers visual tracking, detailed reports, and multiple payoff plans to manage your debts effectively and save on interest.

**Highlights:** Debt payoff strategies (Snowball, Highest Interest, Lowest Balance, etc.), Visual debt tracking and progress monitoring, Automatic balance updates, Payment logs and extra payment options, Loan, payoff date, and mortgage calculators, Detailed reports and charts, Passcode and Touch ID protection

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 6 months | $0.99 | per 6 months |
| Remove ads | $9.99 | one-time |
| Snowball method | $9.99 | one-time |

**What reviewers like**

- 👍 User-friendly interface and easy to navigate
- 📊 Clear visual charts and graphs for debt tracking
- 💰 Effective debt snowball method for motivation
- 🎯 Simple and straightforward debt management
- 📱 Clean, attractive design

**What reviewers complain about**

- 🐛 Frequent app crashes and freezing issues
- ❌ Decimal point removal in interest rates (major bug)
- ⚠️ Inaccurate calculations after updates
- 🔔 Notification system not working properly
- 💸 Snowball feature locked behind paywall

**Reported bugs**

- Decimal points removed from interest rate input fields
- Cannot enter decimal interest rates (e.g., 4.75%)
- App crashes when entering debt information
- Notifications persist after deleting payments
- App freezes and becomes unresponsive

**Requested features**

- Biweekly and weekly payment options
- Ability to enter actual payment amounts made
- Extra/additional payment functionality
- Loan ending date field
- Support for recurring bills without balances (utilities, phone)


### TurAcenta

[App page](https://appshunter.io/ios/app/turacenta/id6742741546)

**In-app purchases:** none


## Frequently asked questions

### Is Debts Break free?

Debts Break is free to download, with in-app purchases available.

### Is TurAcenta free?

TurAcenta is free to download, with no in-app purchases.

### Do Debts Break or TurAcenta have ads?

Debts Break shows ads; TurAcenta does not.

### Which is updated more often, Debts Break or TurAcenta?

Debts Break ships an update every 7 months, and TurAcenta every 3 weeks. Most recently, Debts Break was updated on September 17, 2026 and TurAcenta on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
