# CardValet vs Card Lock

The clearest difference is rating: CardValet at 4.6 against Card Lock's 2.9. CardValet also leads on ratings volume (19K vs 11). Card Lock's advantage is review sentiment (27% vs 19%) and iOS requirement (8.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CardValet holds the better App Store score, 4.6 against 2.9. That said, the two scores are not equally well evidenced: CardValet has 19K ratings behind it against 11, so its average is the more settled of the two. Written reviews complicate that: 19% of CardValet's written reviews are positive against 27% of Card Lock's, so the app with the better star average is not the one people write more warmly about.

## The numbers

| Metric | CardValet | Card Lock |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (19K ratings)](https://appshunter.io/ios/app/cardvalet/id849898083/reviews)** | [2.9 (11 ratings)](https://appshunter.io/ios/app/card-lock/id1062398909/reviews) |
| Number of ratings | **19K** | 11 |
| Positive reviews | 18.8% of reviews | **27.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | — |
| Monetization | Free | Free |
| Size | 86 MB | 11 MB |
| Requires iOS | 15.0 | **8.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Fiserv, Inc](https://appshunter.io/developer/386678214) | [First Data Corporation](https://appshunter.io/developer/407590380) |

## What reviewers say

### CardValet

[App page](https://appshunter.io/ios/app/cardvalet/id849898083)

Take full control of your debit and credit cards with instant on/off toggles, spending limits, and location-based restrictions. Receive real-time alerts for all transactions, monitor purchases, and manage your cards digitally from your smartphone.

**Highlights:** Turn cards on/off instantly, Set spending limits, Restrict usage by location, Control merchant categories, Receive real-time transaction alerts, View purchase history, Activate cards and set PIN

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Real-time transaction alerts
- 🔒 Ability to lock/unlock card
- 💡 Customizable spending limits
- 👍 Convenient card management

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable connectivity
- 🐛 Disappearing transaction history
- 👎 Reduced functionality after updates

**Reported bugs**

- Unable to reset password
- Inconsistent account syncing
- Repeated 'too many devices' errors

**Requested features**

- Balance and spending overview
- Fingerprint/biometric login
- Ability to add multiple cards
- Improved notification system


### Card Lock

[App page](https://appshunter.io/ios/app/card-lock/id1062398909)

Manage your debit and credit cards with real-time controls. Set custom alerts for payments and delivery preferences, and control where and when your card can be used. Instantly lock your card if misplaced to prevent unauthorized transactions.

**Highlights:** Real-time card controls, Customizable payment alerts, Select alert delivery methods, Set spending thresholds, Manage card usage locations, Instant card locking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CardValet free?

CardValet is free to download, with no in-app purchases.

### Is Card Lock free?

Card Lock is free to download, with no in-app purchases.

### Which has better reviews, CardValet or Card Lock?

CardValet is rated higher. CardValet averages 4.6 out of 5 from 19K ratings, while Card Lock averages 2.9 from 11 ratings.

### Do CardValet or Card Lock have ads?

Neither CardValet nor Card Lock shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*