# CardValet vs SecurLOCK Equip

CardValet and SecurLOCK Equip both sit at 4.6 stars, but that hides the real split: 32% of SecurLOCK Equip's written reviews are positive against 19% of CardValet's. CardValet's advantage is ratings volume (19K vs 4.4K). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for CardValet against 4.5 for SecurLOCK Equip. Both are backed by a comparable volume of ratings — 19K and 4.4K respectively. Written reviews are what separate them: 19% of CardValet's written reviews are positive against 32% of SecurLOCK Equip's.

CardValet ships an update every 4 months, SecurLOCK Equip every 5 months. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | CardValet | SecurLOCK Equip |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (19K ratings)](https://appshunter.io/ios/app/cardvalet/id849898083/reviews)** | [4.5 (4.4K ratings)](https://appshunter.io/ios/app/securlock-equip/id1069254695/reviews) |
| Number of ratings | **19K** | 4.4K |
| Positive reviews | 18.8% of reviews | **31.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 86 MB | 71 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Fiserv, Inc](https://appshunter.io/developer/386678214) | [eFunds Corporation](https://appshunter.io/developer/354569718) |

## What reviewers say

### CardValet

[App page](https://appshunter.io/ios/app/cardvalet/id849898083)

Take full control of your debit and credit cards with instant on/off toggles, spending limits, and location-based restrictions. Receive real-time alerts for all transactions, monitor purchases, and manage your cards digitally from your smartphone.

**Highlights:** Turn cards on/off instantly, Set spending limits, Restrict usage by location, Control merchant categories, Receive real-time transaction alerts, View purchase history, Activate cards and set PIN

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Real-time transaction alerts
- 🔒 Ability to lock/unlock card
- 💡 Customizable spending limits
- 👍 Convenient card management

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable connectivity
- 🐛 Disappearing transaction history
- 👎 Reduced functionality after updates

**Reported bugs**

- Unable to reset password
- Inconsistent account syncing
- Repeated 'too many devices' errors

**Requested features**

- Balance and spending overview
- Fingerprint/biometric login
- Ability to add multiple cards
- Improved notification system


### SecurLOCK Equip

[App page](https://appshunter.io/ios/app/securlock-equip/id1069254695)

Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.

**Highlights:** Turn cards on/off, Set location-based controls, Block international transactions, Set spending limits, Mobile card management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great app
- 🔒 Secure and helpful
- 👍 Provides good control over card
- 👍 Useful for budgeting

**What reviewers complain about**

- 🐛 Login issues
- 🐛 App not working
- 🐛 Unreliable notifications
- 🐛 Frequent log outs
- 🐛 Touch ID/Face ID not working

**Reported bugs**

- App not allowing login or password reset
- Transactions not showing up
- Card locking/unlocking not working as expected

**Requested features**

- Allow adding multiple cards from different banks
- Provide better customer support options
- Improve app stability and reliability


## Frequently asked questions

### Is CardValet free?

CardValet is free to download, with no in-app purchases.

### Is SecurLOCK Equip free?

SecurLOCK Equip is free to download, with no in-app purchases.

### Which has better reviews, CardValet or SecurLOCK Equip?

CardValet is rated higher. CardValet averages 4.6 out of 5 from 19K ratings, while SecurLOCK Equip averages 4.5 from 4.4K ratings.

### Do CardValet or SecurLOCK Equip have ads?

Neither CardValet nor SecurLOCK Equip shows ads.

### Which is updated more often, CardValet or SecurLOCK Equip?

CardValet ships an update every 4 months, and SecurLOCK Equip every 5 months. Most recently, CardValet was updated on September 24, 2026 and SecurLOCK Equip on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*