# CardValet vs My Card Wallet

The clearest difference is review sentiment: My Card Wallet at 57% against CardValet's 19%. My Card Wallet also leads on update cadence (monthly vs every 4 months). CardValet's advantage is in-app purchases (none vs 9) and ratings volume (19K vs 139). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. My Card Wallet sells 9 in-app purchases, starting at $1.99 per month. CardValet asks for nothing beyond the download.

CardValet holds the better App Store score, 4.6 against 4.3. That said, the two scores are not equally well evidenced: CardValet has 19K ratings behind it against 139, so its average is the more settled of the two. Written reviews complicate that: 19% of CardValet's written reviews are positive against 57% of My Card Wallet's, so the app with the better star average is not the one people write more warmly about.

CardValet ships an update every 4 months, My Card Wallet monthly. The most recent releases landed on October 30, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | CardValet | My Card Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (19K ratings)](https://appshunter.io/ios/app/cardvalet/id849898083/reviews)** | [4.3 (139 ratings)](https://appshunter.io/ios/app/my-card-wallet-secure-notes/id1259742455/reviews) |
| Number of ratings | **19K** | 139 |
| Positive reviews | 18.8% of reviews | **57.1% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 86 MB | 116 MB |
| Requires iOS | **15.0** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Fiserv, Inc](https://appshunter.io/developer/386678214) | [Highglossy FZE](https://appshunter.io/developer/1790816653) |

## What reviewers say

### CardValet

[App page](https://appshunter.io/ios/app/cardvalet/id849898083)

Take full control of your debit and credit cards with instant on/off toggles, spending limits, and location-based restrictions. Receive real-time alerts for all transactions, monitor purchases, and manage your cards digitally from your smartphone.

**Highlights:** Turn cards on/off instantly, Set spending limits, Restrict usage by location, Control merchant categories, Receive real-time transaction alerts, View purchase history, Activate cards and set PIN

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Real-time transaction alerts
- 🔒 Ability to lock/unlock card
- 💡 Customizable spending limits
- 👍 Convenient card management

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable connectivity
- 🐛 Disappearing transaction history
- 👎 Reduced functionality after updates

**Reported bugs**

- Unable to reset password
- Inconsistent account syncing
- Repeated 'too many devices' errors

**Requested features**

- Balance and spending overview
- Fingerprint/biometric login
- Ability to add multiple cards
- Improved notification system


### My Card Wallet

[App page](https://appshunter.io/ios/app/my-card-wallet-secure-notes/id1259742455)

Securely store your credit and debit card details with robust encryption. Access your information quickly via PIN or biometric authentication, with no developer access to your data.

**Highlights:** Strong encryption, Local data storage, PIN/Touch ID access, Card information storage, Simple interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Capsule Basic Monthly | $1.99 | per month |
| Capsule Plus Monthly | $4.99 | per month |
| Capsule Max Monthly | $9.99 | per month |
| Capsule Basic Annual | $14.99 | per year |
| Capsule Plus Annual | $49.99 | per year |
| Capsule Max Annual | $99.99 | per year |
| 1 cup | $0.99 | one-time |
| 2 cups | $1.99 | one-time |
| 3 cups | $2.99 | one-time |

**What reviewers like**

- 👍 Useful for storing card data
- 👍 Convenient for forgotten cards
- 👍 Good interface design
- 👍 Security features (password prompt)
- 👍 Works as intended (storage)

**What reviewers complain about**

- 👎 Cannot make payments
- 👎 Perceived as useless by some
- 👎 Data loss after update
- 👎 Security concerns
- 👎 Unclear purpose for some

**Reported bugs**

- Data lost after update
- App crashes after launch
- Cannot add certain card types (Verve, Belarusian)
- Error adding some cards
- Deletes entire file when swiping too fast

**Requested features**

- Add cards to Apple Wallet
- Dark mode
- Assign colors to cards
- Widget support
- Manual card add feature


## Frequently asked questions

### Is CardValet free?

CardValet is free to download, with no in-app purchases.

### Is My Card Wallet free?

My Card Wallet is free to download, with in-app purchases available.

### Which has better reviews, CardValet or My Card Wallet?

CardValet is rated higher. CardValet averages 4.6 out of 5 from 19K ratings, while My Card Wallet averages 4.3 from 139 ratings.

### Do CardValet or My Card Wallet have ads?

Neither CardValet nor My Card Wallet shows ads.

### Which is updated more often, CardValet or My Card Wallet?

CardValet ships an update every 4 months, and My Card Wallet monthly. Most recently, CardValet was updated on October 30, 2026 and My Card Wallet on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*