# CardValet vs AnyPal

The clearest difference is price: CardValet at Free against AnyPal's $0.99. CardValet also leads on rating (4.6 vs 3.0) and update cadence (every 4 months vs every 31 months). AnyPal's advantage is review sentiment (40% vs 19%) and chart position (#143 vs unranked). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

CardValet is free to download; AnyPal costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

CardValet holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: CardValet has 19K ratings behind it against 15, so its average is the more settled of the two. Written reviews complicate that: 19% of CardValet's written reviews are positive against 40% of AnyPal's, so the app with the better star average is not the one people write more warmly about.

CardValet ships an update every 4 months, AnyPal every 31 months. The most recent releases landed on October 27, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | CardValet | AnyPal |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[4.6 (19K ratings)](https://appshunter.io/ios/app/cardvalet/id849898083/reviews)** | [3.0 (15 ratings)](https://appshunter.io/ios/app/anypal/id1294133296/reviews) |
| Number of ratings | **19K** | 15 |
| Positive reviews | 18.8% of reviews | **40.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 31 months |
| Monetization | **Free** | Paid |
| Best chart rank | — | **#143** |
| Size | 86 MB | 35 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Fiserv, Inc](https://appshunter.io/developer/386678214) | [Greg Herrmann](https://appshunter.io/developer/515859776) |

## What reviewers say

### CardValet

[App page](https://appshunter.io/ios/app/cardvalet/id849898083)

Take full control of your debit and credit cards with instant on/off toggles, spending limits, and location-based restrictions. Receive real-time alerts for all transactions, monitor purchases, and manage your cards digitally from your smartphone.

**Highlights:** Turn cards on/off instantly, Set spending limits, Restrict usage by location, Control merchant categories, Receive real-time transaction alerts, View purchase history, Activate cards and set PIN

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Real-time transaction alerts
- 🔒 Ability to lock/unlock card
- 💡 Customizable spending limits
- 👍 Convenient card management

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable connectivity
- 🐛 Disappearing transaction history
- 👎 Reduced functionality after updates

**Reported bugs**

- Unable to reset password
- Inconsistent account syncing
- Repeated 'too many devices' errors

**Requested features**

- Balance and spending overview
- Fingerprint/biometric login
- Ability to add multiple cards
- Improved notification system


### AnyPal

[App page](https://appshunter.io/ios/app/anypal/id1294133296)

**Currently charting:** #143 Top Paid · Finance (US App Store)

Send money to any PayPal account without needing a PayPal membership. Simply use the recipient's email address and your own to complete the transfer. This app facilitates quick money movement without saving details or taking a cut.

**Highlights:** Send money to any PayPal account, No PayPal account required for sender, Uses recipient's email address, No data saved, No transaction fees

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CardValet free?

CardValet is free to download, with no in-app purchases.

### Is AnyPal free?

AnyPal costs $0.99, with no in-app purchases.

### Which has better reviews, CardValet or AnyPal?

CardValet is rated higher. CardValet averages 4.6 out of 5 from 19K ratings, while AnyPal averages 3.0 from 15 ratings.

### Do CardValet or AnyPal have ads?

Neither CardValet nor AnyPal shows ads.

### Which is updated more often, CardValet or AnyPal?

CardValet ships an update every 4 months, and AnyPal every 31 months. Most recently, CardValet was updated on October 27, 2026 and AnyPal on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*