# CardValet vs On Our Block

The clearest difference is rating: CardValet at 4.6 against On Our Block's 3.7. CardValet also leads on ratings volume (19K vs 3) and monetization model (free vs ad-supported). On Our Block's advantage is update cadence (monthly vs every 4 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CardValet holds the better App Store score, 4.6 against 3.7. That said, the two scores are not equally well evidenced: CardValet has 19K ratings behind it against 3, so its average is the more settled of the two.

CardValet ships an update every 4 months, On Our Block monthly. The most recent releases landed on October 28, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | CardValet | On Our Block |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (19K ratings)](https://appshunter.io/ios/app/cardvalet/id849898083/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/on-our-block/id1609998211/reviews) |
| Number of ratings | **19K** | 3 |
| Positive reviews | 18.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 86 MB | 114 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Fiserv, Inc](https://appshunter.io/developer/386678214) | [Mobility Capital Financial](https://appshunter.io/developer/1192393214) |

## What reviewers say

### CardValet

[App page](https://appshunter.io/ios/app/cardvalet/id849898083)

Take full control of your debit and credit cards with instant on/off toggles, spending limits, and location-based restrictions. Receive real-time alerts for all transactions, monitor purchases, and manage your cards digitally from your smartphone.

**Highlights:** Turn cards on/off instantly, Set spending limits, Restrict usage by location, Control merchant categories, Receive real-time transaction alerts, View purchase history, Activate cards and set PIN

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Real-time transaction alerts
- 🔒 Ability to lock/unlock card
- 💡 Customizable spending limits
- 👍 Convenient card management

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable connectivity
- 🐛 Disappearing transaction history
- 👎 Reduced functionality after updates

**Reported bugs**

- Unable to reset password
- Inconsistent account syncing
- Repeated 'too many devices' errors

**Requested features**

- Balance and spending overview
- Fingerprint/biometric login
- Ability to add multiple cards
- Improved notification system


### On Our Block

[App page](https://appshunter.io/ios/app/on-our-block/id1609998211)

This app guides users on their journey to financial well-being by integrating personal financial data and educational resources. It helps track net worth, offers credit-building recommendations, and provides blueprints for financial planning. Users can securely store important financial documents and share their profile with advisors or partner networks.

**Highlights:** Net worth tracking, Credit score simulation, Financial planning blueprints, Secure document storage, Advisor profile sharing

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CardValet free?

CardValet is free to download, with no in-app purchases.

### Is On Our Block free?

On Our Block is free to download, with no in-app purchases.

### Which has better reviews, CardValet or On Our Block?

CardValet is rated higher. CardValet averages 4.6 out of 5 from 19K ratings, while On Our Block averages 3.7 from 3 ratings.

### Do CardValet or On Our Block have ads?

Neither CardValet nor On Our Block shows ads.

### Which is updated more often, CardValet or On Our Block?

CardValet ships an update every 4 months, and On Our Block monthly. Most recently, CardValet was updated on October 28, 2026 and On Our Block on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*