# CardValet vs Turtle Mountain State Bank

The clearest difference is ads: CardValet at none against Turtle Mountain State Bank's shown. CardValet also leads on ratings volume (19K vs 10) and monetization model (free vs ad-supported). Turtle Mountain State Bank's advantage is rating (4.9 vs 4.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Turtle Mountain State Bank holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: CardValet has 19K ratings behind it against 10, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 21, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | CardValet | Turtle Mountain State Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (19K ratings)](https://appshunter.io/ios/app/cardvalet/id849898083/reviews) | **[4.9 (10 ratings)](https://appshunter.io/ios/app/turtle-mountain-state-bank/id1644891739/reviews)** |
| Number of ratings | **19K** | 10 |
| Positive reviews | 18.8% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | **Free** | Ad-supported |
| Size | 86 MB | 123 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Fiserv, Inc](https://appshunter.io/developer/386678214) | [Turtle Mountain State Bank](https://appshunter.io/developer/1644891741) |

## What reviewers say

### CardValet

[App page](https://appshunter.io/ios/app/cardvalet/id849898083)

Take full control of your debit and credit cards with instant on/off toggles, spending limits, and location-based restrictions. Receive real-time alerts for all transactions, monitor purchases, and manage your cards digitally from your smartphone.

**Highlights:** Turn cards on/off instantly, Set spending limits, Restrict usage by location, Control merchant categories, Receive real-time transaction alerts, View purchase history, Activate cards and set PIN

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Real-time transaction alerts
- 🔒 Ability to lock/unlock card
- 💡 Customizable spending limits
- 👍 Convenient card management

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable connectivity
- 🐛 Disappearing transaction history
- 👎 Reduced functionality after updates

**Reported bugs**

- Unable to reset password
- Inconsistent account syncing
- Repeated 'too many devices' errors

**Requested features**

- Balance and spending overview
- Fingerprint/biometric login
- Ability to add multiple cards
- Improved notification system


### Turtle Mountain State Bank

[App page](https://appshunter.io/ios/app/turtle-mountain-state-bank/id1644891739)

Access your bank accounts securely and conveniently from your mobile device. Manage your finances anytime, anywhere with this easy-to-use banking application.

**Highlights:** Secure account access, Convenient banking, Access anytime, anywhere, Easy to use interface

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is CardValet free?

CardValet is free to download, with no in-app purchases.

### Is Turtle Mountain State Bank free?

Turtle Mountain State Bank is free to download, with no in-app purchases.

### Which has better reviews, CardValet or Turtle Mountain State Bank?

Turtle Mountain State Bank is rated higher. CardValet averages 4.6 out of 5 from 19K ratings, while Turtle Mountain State Bank averages 4.9 from 10 ratings.

### Do CardValet or Turtle Mountain State Bank have ads?

Turtle Mountain State Bank shows ads; CardValet does not.

### Which is updated more often, CardValet or Turtle Mountain State Bank?

CardValet ships an update every 4 months, and Turtle Mountain State Bank every 4 months. Most recently, CardValet was updated on October 21, 2026 and Turtle Mountain State Bank on October 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*