# CardValet vs NFB Mobile Banking

CardValet and NFB Mobile Banking both sit at 4.6 stars, but that hides the real split: 100% of NFB Mobile Banking's written reviews are positive against 19% of CardValet's. CardValet's advantage is ratings volume (19K vs 256). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NFB Mobile Banking holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: CardValet has 19K ratings behind it against 256, so its average is the more settled of the two. Written reviews point the same way: 19% of CardValet's written reviews are positive against 100% of NFB Mobile Banking's.

CardValet ships an update every 4 months, NFB Mobile Banking every 3 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | CardValet | NFB Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (19K ratings)](https://appshunter.io/ios/app/cardvalet/id849898083/reviews) | **[4.8 (256 ratings)](https://appshunter.io/ios/app/nfb-mobile-banking/id951880437/reviews)** |
| Number of ratings | **19K** | 256 |
| Positive reviews | 18.8% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 86 MB | 107 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Fiserv, Inc](https://appshunter.io/developer/386678214) | [Newport Federal Bank](https://appshunter.io/developer/951880436) |

## What reviewers say

### CardValet

[App page](https://appshunter.io/ios/app/cardvalet/id849898083)

Take full control of your debit and credit cards with instant on/off toggles, spending limits, and location-based restrictions. Receive real-time alerts for all transactions, monitor purchases, and manage your cards digitally from your smartphone.

**Highlights:** Turn cards on/off instantly, Set spending limits, Restrict usage by location, Control merchant categories, Receive real-time transaction alerts, View purchase history, Activate cards and set PIN

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Real-time transaction alerts
- 🔒 Ability to lock/unlock card
- 💡 Customizable spending limits
- 👍 Convenient card management

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable connectivity
- 🐛 Disappearing transaction history
- 👎 Reduced functionality after updates

**Reported bugs**

- Unable to reset password
- Inconsistent account syncing
- Repeated 'too many devices' errors

**Requested features**

- Balance and spending overview
- Fingerprint/biometric login
- Ability to add multiple cards
- Improved notification system


### NFB Mobile Banking

[App page](https://appshunter.io/ios/app/nfb-mobile-banking/id951880437)

Manage your finances on the go with this banking app. Access accounts, make transfers, pay bills, and set up alerts for a secure and convenient banking experience.

**Highlights:** Account monitoring, Fund transfers, Bill payment, Account alerts, Biometric login, Fast balance view

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is CardValet free?

CardValet is free to download, with no in-app purchases.

### Is NFB Mobile Banking free?

NFB Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, CardValet or NFB Mobile Banking?

NFB Mobile Banking is rated higher. CardValet averages 4.6 out of 5 from 19K ratings, while NFB Mobile Banking averages 4.8 from 256 ratings.

### Do CardValet or NFB Mobile Banking have ads?

Neither CardValet nor NFB Mobile Banking shows ads.

### Which is updated more often, CardValet or NFB Mobile Banking?

CardValet ships an update every 4 months, and NFB Mobile Banking every 3 months. Most recently, CardValet was updated on October 24, 2026 and NFB Mobile Banking on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*