# CardValet vs Epic Bank

The clearest difference is review sentiment: Epic Bank at 83% against CardValet's 19%. Epic Bank also leads on rating (4.8 vs 4.6) and update cadence (every 2 months vs every 4 months). CardValet's advantage is ratings volume (19K vs 23). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Epic Bank holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: CardValet has 19K ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 19% of CardValet's written reviews are positive against 83% of Epic Bank's.

CardValet ships an update every 4 months, Epic Bank every 2 months. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | CardValet | Epic Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (19K ratings)](https://appshunter.io/ios/app/cardvalet/id849898083/reviews) | **[4.8 (23 ratings)](https://appshunter.io/ios/app/epic-bank/id970274172/reviews)** |
| Number of ratings | **19K** | 23 |
| Positive reviews | 18.8% of reviews | **83.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 86 MB | 107 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Fiserv, Inc](https://appshunter.io/developer/386678214) | [MX TECHNOLOGIES, INC.](https://appshunter.io/developer/427074237) |

## What reviewers say

### CardValet

[App page](https://appshunter.io/ios/app/cardvalet/id849898083)

Take full control of your debit and credit cards with instant on/off toggles, spending limits, and location-based restrictions. Receive real-time alerts for all transactions, monitor purchases, and manage your cards digitally from your smartphone.

**Highlights:** Turn cards on/off instantly, Set spending limits, Restrict usage by location, Control merchant categories, Receive real-time transaction alerts, View purchase history, Activate cards and set PIN

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Real-time transaction alerts
- 🔒 Ability to lock/unlock card
- 💡 Customizable spending limits
- 👍 Convenient card management

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable connectivity
- 🐛 Disappearing transaction history
- 👎 Reduced functionality after updates

**Reported bugs**

- Unable to reset password
- Inconsistent account syncing
- Repeated 'too many devices' errors

**Requested features**

- Balance and spending overview
- Fingerprint/biometric login
- Ability to add multiple cards
- Improved notification system


### Epic Bank

[App page](https://appshunter.io/ios/app/epic-bank/id970274172)

This financial app offers a streamlined way to manage all your accounts, from checking and savings to investments. Visualize your financial data with engaging reports and create budgets using a unique patented system. It aims to make financial management more enjoyable and convenient.

**Highlights:** Manage all financial accounts in one place, Check account balances, Automatic transaction categorization, Patented Bubble Budgets, Insightful reports and visualizations, Visualize financial data

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CardValet free?

CardValet is free to download, with no in-app purchases.

### Is Epic Bank free?

Epic Bank is free to download, with no in-app purchases.

### Which has better reviews, CardValet or Epic Bank?

Epic Bank is rated higher. CardValet averages 4.6 out of 5 from 19K ratings, while Epic Bank averages 4.8 from 23 ratings.

### Do CardValet or Epic Bank have ads?

Neither CardValet nor Epic Bank shows ads.

### Which is updated more often, CardValet or Epic Bank?

CardValet ships an update every 4 months, and Epic Bank every 2 months. Most recently, CardValet was updated on October 27, 2026 and Epic Bank on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*