# PSB Bank vs UCU Mobile

The clearest difference is rating: UCU Mobile at 3.5 against PSB Bank's 2.7. UCU Mobile also leads on review sentiment (45% vs 33%). PSB Bank's advantage is iOS requirement (14.1 vs 16). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UCU Mobile holds the better App Store score, 3.5 against 2.7. Both are backed by a comparable volume of ratings — 27 and 24 respectively. Written reviews point the same way: 33% of PSB Bank's written reviews are positive against 45% of UCU Mobile's.

PSB Bank ships an update every 4 months, UCU Mobile every 3 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | PSB Bank | UCU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (27 ratings)](https://appshunter.io/ios/app/psb-bank/id849933636/reviews) | **[3.5 (24 ratings)](https://appshunter.io/ios/app/ucu-mobile/id1661835820/reviews)** |
| Number of ratings | **27** | 24 |
| Positive reviews | 33.3% of reviews | **45.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 126 MB | 83 MB |
| Requires iOS | **14.1** | 16 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [OURPSB](https://appshunter.io/developer/849933639) | [United Credit Union - Missouri](https://appshunter.io/developer/1403921272) |

## What reviewers say

### PSB Bank

[App page](https://appshunter.io/ios/app/psb-bank/id849933636)

Manage your bank accounts securely from your mobile device. View balances, transactions, deposit checks, transfer funds, and locate branches. Enjoy convenient banking on the go with robust security features.

**Highlights:** View account balances, Check transaction history, Deposit checks, Transfer funds, Turn debit card on/off, Locate branches and ATMs, Access eStatements

**Features:** Apple Wallet

**In-app purchases:** none


### UCU Mobile

[App page](https://appshunter.io/ios/app/ucu-mobile/id1661835820)

Manage your finances on the go with this mobile banking application. View balances, make transfers, pay bills, and deposit checks. Securely access your accounts and manage card controls from your device.

**Highlights:** View account balances and transactions, Make internal and external transfers, Deposit checks via mobile camera, Pay bills and manage loan payments, Set up account alerts, Manage debit and credit card controls, Locate branches and ATMs

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PSB Bank free?

PSB Bank is free to download, with no in-app purchases.

### Is UCU Mobile free?

UCU Mobile is free to download, with no in-app purchases.

### Which has better reviews, PSB Bank or UCU Mobile?

UCU Mobile is rated higher. PSB Bank averages 2.7 out of 5 from 27 ratings, while UCU Mobile averages 3.5 from 24 ratings.

### Do PSB Bank or UCU Mobile have ads?

Neither PSB Bank nor UCU Mobile shows ads.

### Which is updated more often, PSB Bank or UCU Mobile?

PSB Bank ships an update every 4 months, and UCU Mobile every 3 months. Most recently, PSB Bank was updated on October 23, 2026 and UCU Mobile on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*