# PSB Bank vs PCSB One

The clearest difference is rating: PCSB One at 4.8 against PSB Bank's 2.7. PCSB One also leads on review sentiment (67% vs 33%) and update cadence (monthly vs every 4 months). PSB Bank's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (14.1 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PCSB One holds the better App Store score, 4.8 against 2.7. That said, the two scores are not equally well evidenced: PCSB One has 233 ratings behind it against 27, so its average is the more settled of the two. Written reviews point the same way: 33% of PSB Bank's written reviews are positive against 67% of PCSB One's.

PSB Bank ships an update every 4 months, PCSB One monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | PSB Bank | PCSB One |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (27 ratings)](https://appshunter.io/ios/app/psb-bank/id849933636/reviews) | **[4.8 (233 ratings)](https://appshunter.io/ios/app/pcsb-one-touch-banking/id6449720079/reviews)** |
| Number of ratings | 27 | **233** |
| Positive reviews | 33.3% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 126 MB | 178 MB |
| Requires iOS | **14.1** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [OURPSB](https://appshunter.io/developer/849933639) | [Putnam County State Bank](https://appshunter.io/developer/1064581083) |

## What reviewers say

### PSB Bank

[App page](https://appshunter.io/ios/app/psb-bank/id849933636)

Manage your bank accounts securely from your mobile device. View balances, transactions, deposit checks, transfer funds, and locate branches. Enjoy convenient banking on the go with robust security features.

**Highlights:** View account balances, Check transaction history, Deposit checks, Transfer funds, Turn debit card on/off, Locate branches and ATMs, Access eStatements

**Features:** Apple Wallet

**In-app purchases:** none


### PCSB One

[App page](https://appshunter.io/ios/app/pcsb-one-touch-banking/id6449720079)

Manage your finances with this personal banking app. Organize transactions, set up alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with a passcode or biometrics.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card control, View and save statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is PSB Bank free?

PSB Bank is free to download, with no in-app purchases.

### Is PCSB One free?

PCSB One is free to download, with no in-app purchases.

### Which has better reviews, PSB Bank or PCSB One?

PCSB One is rated higher. PSB Bank averages 2.7 out of 5 from 27 ratings, while PCSB One averages 4.8 from 233 ratings.

### Do PSB Bank or PCSB One have ads?

Neither PSB Bank nor PCSB One shows ads.

### Which is updated more often, PSB Bank or PCSB One?

PSB Bank ships an update every 4 months, and PCSB One monthly. Most recently, PSB Bank was updated on November 1, 2026 and PCSB One on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*