# BankTree Personal Finance vs Spendmori

The clearest difference is rating: Spendmori at 5.0 against BankTree Personal Finance's 2.0. Spendmori also leads on update cadence (every 3 days vs every 11 days). BankTree Personal Finance's advantage is ads (none vs shown) and iOS requirement (12.0 vs 14.0). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Both are free to download. BankTree Personal Finance sells 1 one-off in-app purchase and Spendmori sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Spendmori holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

BankTree Personal Finance ships an update every 11 days, Spendmori every 3 days. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | BankTree Personal Finance | Spendmori |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (1 ratings)](https://appshunter.io/ios/app/banktree-personal-finance/id851329331/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spendmori-expense-tracker/id1643069871/reviews)** |
| Number of ratings | 1 | 1 |
| Positive reviews | 60.5% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 11 days | **Every 3 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 14 MB | 106 MB |
| Requires iOS | **12.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BankTree](https://appshunter.io/developer/851329334) | [Gerardo Arellano](https://appshunter.io/developer/769496540) |

## What reviewers say

### BankTree Personal Finance

[App page](https://appshunter.io/ios/app/banktree-personal-finance/id851329331)

Track spending, plan budgets, and manage personal finances effortlessly. Visualize your financial health with insightful reports and never miss a bill with timely reminders. Securely sync your data across devices for complete control.

**Highlights:** Expense tracking, Budget planning, In-depth financial reports, Bill reminders, Receipt capture, Cloud syncing

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $4.99 | one-time |


### Spendmori

[App page](https://appshunter.io/ios/app/spendmori-expense-tracker/id1643069871)

Easily track daily income, expenses, and transfers to manage your personal finances. Organize household budgets, freelance income, and multiple accounts across devices with detailed statistics and customizable categories.

**Highlights:** Record income, expenses, and transfers, Manage multiple accounts, Create custom categories, Attach receipt photos, Search transactions, View statistics and charts, Export reports to CSV

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| One month premium plan | $1.99 | per month |
| Annual | $19.99 | per year |
| Life time app purchase | $49.99 | one-time |


## Frequently asked questions

### Is BankTree Personal Finance free?

BankTree Personal Finance is free to download, with in-app purchases available.

### Is Spendmori free?

Spendmori is free to download, with in-app purchases available.

### Which has better reviews, BankTree Personal Finance or Spendmori?

Spendmori is rated higher. BankTree Personal Finance averages 2.0 out of 5 from 1 ratings, while Spendmori averages 5.0 from 1 ratings.

### Do BankTree Personal Finance or Spendmori have ads?

Spendmori shows ads; BankTree Personal Finance does not.

### Which is updated more often, BankTree Personal Finance or Spendmori?

BankTree Personal Finance ships an update every 11 days, and Spendmori every 3 days. Most recently, BankTree Personal Finance was updated on November 1, 2026 and Spendmori on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*