# Tesco Bank vs Access PayWise+

The clearest difference is review sentiment: Access PayWise+ at 86% against Tesco Bank's 28%. Access PayWise+ also leads on device support (3 vs 1) and iOS requirement (13.0 vs 16.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tesco Bank ships an update monthly, Access PayWise+ every 3 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Tesco Bank | Access PayWise+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (211 ratings)](https://appshunter.io/ios/app/tesco-bank/id857834425/reviews)** | — |
| Number of ratings | **211** | — |
| Positive reviews | 27.8% of reviews | **86.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 295 MB | 39 MB |
| Requires iOS | 16.6 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Tesco Bank](https://appshunter.io/developer/857834428) | [Access UK Ltd](https://appshunter.io/developer/325537062) |

## What reviewers say

### Tesco Bank

[App page](https://appshunter.io/ios/app/tesco-bank/id857834425)

Manage your Tesco Bank accounts and Clubcard spending on the go. Track transactions, make repayments, and transfer money securely. Activate new cards or block lost ones with ease.

**Highlights:** Secure login with Face ID/Touch ID, Detailed transaction viewing, Searchable transaction history, Credit card repayment management, Money transfers between accounts, Card activation and blocking

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 🚀 Great credit card banking experience
- 💡 Useful features like roundup savings
- 👍 User-friendly interface
- 👍 Simple and informative app design

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Issues with authorizing payments
- 🐛 Inconsistent transaction tracking
- 🐛 Unreliable balance updates
- 🐛 Forced paperless option

**Reported bugs**

- App crashing when authorizing payments
- Inability to view PIN
- Disappearing account data after updates
- Inconsistent login and registration process

**Requested features**

- Dark mode option
- Biometric login support for iPad
- Improved transaction history and balance tracking
- Faster payment processing and updates


### Access PayWise+

[App page](https://appshunter.io/ios/app/access-paywise-plus/id1457007747)

Access earned wages before your payday with this financial wellbeing app. It offers smart money management tools, personalized AI coaching, and savings features to help you build financial resilience and manage your money confidently.

**Highlights:** Earned wage access, Real-time accrued wages, AI financial coach, Savings pots, Money management tools

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Tesco Bank free?

Tesco Bank is free to download, with no in-app purchases.

### Is Access PayWise+ free?

Access PayWise+ is free to download, with no in-app purchases.

### Do Tesco Bank or Access PayWise+ have ads?

Neither Tesco Bank nor Access PayWise+ shows ads.

### Which is updated more often, Tesco Bank or Access PayWise+?

Tesco Bank ships an update monthly, and Access PayWise+ every 3 weeks. Most recently, Tesco Bank was updated on October 24, 2026 and Access PayWise+ on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*