# myCDM vs BEZTAM

The clearest difference is update cadence: myCDM at every 6 days against BEZTAM's every 2 months. myCDM also leads on ratings volume (1.2K vs 4). BEZTAM's advantage is review sentiment (50% vs 37%) and iOS requirement (11.0 vs 15.6). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for myCDM against 4.5 for BEZTAM. That said, the two scores are not equally well evidenced: myCDM has 1.2K ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 37% of myCDM's written reviews are positive against 50% of BEZTAM's.

myCDM ships an update every 6 days, BEZTAM every 2 months. The most recent releases landed on October 15, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | myCDM | BEZTAM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (1.2K ratings)](https://appshunter.io/ios/app/mycdm/id859052583/reviews)** | [4.5 (4 ratings)](https://appshunter.io/ios/app/beztam-e/id1386148187/reviews) |
| Number of ratings | **1.2K** | 4 |
| Positive reviews | 36.6% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 2 months |
| Monetization | Free | Free |
| Size | 137 MB | 29 MB |
| Requires iOS | 15.6 | **11.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CREDIT DU MAROC](https://appshunter.io/developer/981610993) | [Groupe Crédit Agricole du Maroc](https://appshunter.io/developer/995829066) |

## What reviewers say

### myCDM

[App page](https://appshunter.io/ios/app/mycdm/id859052583)

Manage your finances remotely with this comprehensive banking application. Open accounts, apply for loans, make instant transfers, and secure your transactions with advanced features. Access special offers and manage your cards and personal information with ease.

**Highlights:** Online account opening, Online consumer loan applications, Instant interbank transfers, Currency allowances for travel and e-commerce, Secure transaction validation (e-code, biometrics), Card management (limits, lock/unlock, opposition), Cash transfer services

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 Useful application
- 👍 Improved from previous version

**What reviewers complain about**

- 🐛 Frequent bugs and crashes
- 🔒 Security and login issues
- 👎 Outdated and lacking features
- 👎 Poor customer service
- 👎 Unreliable and unstable

**Reported bugs**

- Login and password reset problems
- Frequent crashes and app freezes
- Compatibility issues with newer devices
- Incorrect account information and transactions

**Requested features**

- Add Apple Pay support
- Improve user interface and icons
- Expand language support
- Introduce more banking and trading features
- Enhance stability and reliability


### BEZTAM

[App page](https://appshunter.io/ios/app/beztam-e/id1386148187)

A secure mobile application for real-time money transfers, merchant payments, bill payments, and phone top-ups. It also facilitates cash withdrawals and deposits, offering a comprehensive suite of financial services for Moroccan users.

**Highlights:** Real-time money transfers, Merchant payments, Bill payments, Phone top-ups, Cash withdrawal and deposit, Secure mobile banking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is myCDM free?

myCDM is free to download, with no in-app purchases.

### Is BEZTAM free?

BEZTAM is free to download, with no in-app purchases.

### Which has better reviews, myCDM or BEZTAM?

myCDM is rated higher. myCDM averages 4.6 out of 5 from 1.2K ratings, while BEZTAM averages 4.5 from 4 ratings.

### Do myCDM or BEZTAM have ads?

Neither myCDM nor BEZTAM shows ads.

### Which is updated more often, myCDM or BEZTAM?

myCDM ships an update every 6 days, and BEZTAM every 2 months. Most recently, myCDM was updated on October 15, 2026 and BEZTAM on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*