# First Community CU Houston vs PayTracker Pro

The clearest difference is in-app purchases: First Community CU Houston at none against PayTracker Pro's 2. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. PayTracker Pro sells 2 in-app purchases, starting at $2.99 per month. First Community CU Houston asks for nothing beyond the download.

First Community CU Houston ships an update every 4 months, PayTracker Pro every 2 months. The most recent releases landed on October 26, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | First Community CU Houston | PayTracker Pro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (6.3K ratings)](https://appshunter.io/ios/app/first-community-cu-houston/id860623974/reviews)** | — |
| Number of ratings | **6.3K** | — |
| Positive reviews | 74.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 45 MB | 49 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Community Credit Union Houston](https://appshunter.io/developer/594295406) | [Michael Wachel](https://appshunter.io/developer/1895962960) |

## What reviewers say

### First Community CU Houston

[App page](https://appshunter.io/ios/app/first-community-cu-houston/id860623974)

Manage your credit union accounts conveniently from your mobile device. View balances, review transactions, deposit checks, transfer funds, and pay bills securely anytime, anywhere. Locate nearby branches and ATMs, and even check lobby wait times.

**Highlights:** View account balances, Review transaction history, Deposit checks, Transfer funds, Pay bills, Find branches and ATMs, View lobby wait times

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient and functional
- 🔒 Secure banking experience
- 💯 Great customer service

**What reviewers complain about**

- 🐛 Occasional app crashes and freezes
- 🔍 Difficult to find certain features (e.g., paying loans from external accounts)
- 🕰️ Outdated user interface and design
- 🔋 High battery consumption

**Reported bugs**

- Login screen issues and frequent log-outs
- Mobile deposit not working consistently
- Delayed posting of deposits and transactions

**Requested features**

- Add dark mode option
- Improve mobile check deposit functionality
- Enhance bill pay and external account integration
- Provide more detailed transaction history and budgeting tools


### PayTracker Pro

[App page](https://appshunter.io/ios/app/paytracker-pro/id6765471944)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $2.99 | per month |
| Yearly Premium | $24.99 | per year |


## Frequently asked questions

### Is First Community CU Houston free?

First Community CU Houston is free to download, with no in-app purchases.

### Is PayTracker Pro free?

PayTracker Pro is free to download, with in-app purchases available.

### Do First Community CU Houston or PayTracker Pro have ads?

Neither First Community CU Houston nor PayTracker Pro shows ads.

### Which is updated more often, First Community CU Houston or PayTracker Pro?

First Community CU Houston ships an update every 4 months, and PayTracker Pro every 2 months. Most recently, First Community CU Houston was updated on October 26, 2026 and PayTracker Pro on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*