# 华宝基金 vs 华宝智投

华宝基金 and 华宝智投 both sit at 4.5 stars, but that hides the real split: 68% of 华宝智投's written reviews are positive against 40% of 华宝基金's. 华宝智投 also leads on ratings volume (250 vs 2). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for 华宝基金 against 4.6 for 华宝智投. That said, the two scores are not equally well evidenced: 华宝智投 has 250 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 40% of 华宝基金's written reviews are positive against 68% of 华宝智投's.

华宝基金 ships an update monthly, 华宝智投 every 2 weeks. The most recent releases landed on October 15, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | 华宝基金 | 华宝智投 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (2 ratings)](https://appshunter.io/ios/app/id862329809/reviews) | **[4.6 (250 ratings)](https://appshunter.io/ios/app/id993077954/reviews)** |
| Number of ratings | 2 | **250** |
| Positive reviews | 40.0% of reviews | **68.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | — | Free |
| Size | 69 MB | 577 MB |
| Requires iOS | **11.0** | 12.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [华宝基金管理有限公司](https://appshunter.io/developer/798548503) | [HWABAO SECURITIES CO.,LTD](https://appshunter.io/developer/485256790) |

## What reviewers say

### 华宝基金

[App page](https://appshunter.io/ios/app/id862329809)

**Features:** macOS Compatibility

**In-app purchases:** none


### 华宝智投

[App page](https://appshunter.io/ios/app/id993077954)

This intelligent stock trading tool automates your investment strategy. Set up custom conditions like stop-loss or grid trading, and the system will monitor the market and execute trades for you in the cloud. It's designed to help individual investors overcome the challenges of smart stock trading.

**Highlights:** 10 smart trading conditions, Automated cloud monitoring, Strategy-based trading, Zero-threshold simulation, Automatic fund transfer, Fund market data, Real-time market news

**In-app purchases:** none


## Frequently asked questions

### Is 华宝基金 free?

华宝基金 is free to download, with no in-app purchases.

### Is 华宝智投 free?

华宝智投 is free to download, with no in-app purchases.

### Which has better reviews, 华宝基金 or 华宝智投?

华宝智投 is rated higher. 华宝基金 averages 4.5 out of 5 from 2 ratings, while 华宝智投 averages 4.6 from 250 ratings.

### Do 华宝基金 or 华宝智投 have ads?

Neither 华宝基金 nor 华宝智投 shows ads.

### Which is updated more often, 华宝基金 or 华宝智投?

华宝基金 ships an update monthly, and 华宝智投 every 2 weeks. Most recently, 华宝基金 was updated on October 15, 2026 and 华宝智投 on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*