# Difference Card Smart Mobile vs Hosted Services 2.0

The clearest difference is rating: Difference Card Smart Mobile at 3.7 against Hosted Services 2.0's 1.6. Difference Card Smart Mobile also leads on ratings volume (397 vs 16). Hosted Services 2.0's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Difference Card Smart Mobile holds the better App Store score, 3.7 against 1.6. That said, the two scores are not equally well evidenced: Difference Card Smart Mobile has 397 ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 21% of Difference Card Smart Mobile's written reviews are positive against 14% of Hosted Services 2.0's.

Difference Card Smart Mobile ships an update monthly, Hosted Services 2.0 every 5 weeks. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Difference Card Smart Mobile | Hosted Services 2.0 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (397 ratings)](https://appshunter.io/ios/app/difference-card-smart-mobile/id862586851/reviews)** | [1.6 (16 ratings)](https://appshunter.io/ios/app/hosted-services-20/id1560996664/reviews) |
| Number of ratings | **397** | 16 |
| Positive reviews | **20.9% of reviews** | 14.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 50 MB | 59 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [EB Employee Solutions, LLC](https://appshunter.io/developer/1353437525) | [Broadview Networks](https://appshunter.io/developer/433032757) |

## What reviewers say

### Difference Card Smart Mobile

[App page](https://appshunter.io/ios/app/difference-card-smart-mobile/id862586851)

Manage your healthcare spending and savings on the go. This app offers personalized recommendations, helps you find affordable care options, and simplifies claim submissions with photo uploads. Access account balances, transaction details, and important messages securely.

**Highlights:** Personalized healthcare recommendations, Explore low-cost healthcare options, Virtual medicine cabinet, Quick claim submission with photos, View account balance and transactions, Access pending claims and messages

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface (mentioned once)
- 🚀 Efficient claims submission (mentioned once)
- 💡 Provider search tool (mentioned once)
- ✅ Easy balance checking (mentioned once)
- ✅ Direct deposit signup (mentioned once)

**What reviewers complain about**

- 🐛 Login issues (frequent)
- 🐛 Registration failures (frequent)
- 🐛 Blank screens after login (frequent)
- 🐛 App crashes/kicks out (frequent)
- 🐛 Difficult to navigate (frequent)

**Reported bugs**

- Cannot log in after updates
- Login button unresponsive
- Blank screens after successful login
- Permanent notification badge that won't disappear
- App crashes or kicks user out

**Requested features**

- Easier access to Difference card payment information on homepage
- Ability to upload PDFs for claims
- App should remember login status after Face ID/biometric login
- Include all features from the full website, like adding bank accounts
- Allow uploading of EOBs for claims


### Hosted Services 2.0

[App page](https://appshunter.io/ios/app/hosted-services-20/id1560996664)

Manage your voice, video, and instant messaging services with enhanced control and configuration options. This business application provides a streamlined portal for service management.

**Highlights:** Enhanced management options, Service configuration, Voice service utilization, Video service utilization, Instant messaging utilization

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Difference Card Smart Mobile free?

Difference Card Smart Mobile is free to download, with no in-app purchases.

### Is Hosted Services 2.0 free?

Hosted Services 2.0 is free to download, with no in-app purchases.

### Which has better reviews, Difference Card Smart Mobile or Hosted Services 2.0?

Difference Card Smart Mobile is rated higher. Difference Card Smart Mobile averages 3.7 out of 5 from 397 ratings, while Hosted Services 2.0 averages 1.6 from 16 ratings.

### Do Difference Card Smart Mobile or Hosted Services 2.0 have ads?

Neither Difference Card Smart Mobile nor Hosted Services 2.0 shows ads.

### Which is updated more often, Difference Card Smart Mobile or Hosted Services 2.0?

Difference Card Smart Mobile ships an update monthly, and Hosted Services 2.0 every 5 weeks. Most recently, Difference Card Smart Mobile was updated on October 20, 2026 and Hosted Services 2.0 on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*