# Spending Tracker vs Moni Note

The clearest difference is ads: Spending Tracker at none against Moni Note's shown. Spending Tracker also leads on ratings volume (849 vs 7). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Spending Tracker sells 5 in-app purchases, starting at $1.99 per month and Moni Note sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for Spending Tracker against 4.7 for Moni Note. That said, the two scores are not equally well evidenced: Spending Tracker has 849 ratings behind it against 7, so its average is the more settled of the two.

Spending Tracker ships an update every 6 days, Moni Note every 9 days. Both last shipped on October 20, 2026.

## The numbers

| Metric | Spending Tracker | Moni Note |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (849 ratings)](https://appshunter.io/ios/app/spending-tracker-money-manager/id865818973/reviews) | **[4.7 (7 ratings)](https://appshunter.io/ios/app/moni-note-expense-tracker/id1626029996/reviews)** |
| Number of ratings | **849** | 7 |
| Positive reviews | 81.6% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 6 days** | Every 9 days |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 220 MB | 86 MB |
| Requires iOS | 15 | **14.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MISA JSC](https://appshunter.io/developer/518190309) | [Khang Nguyen Ho Truong](https://appshunter.io/developer/1626029998) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-money-manager/id865818973)

Effortlessly track income and expenses with intuitive reports and budget setting. Manage multiple accounts, savings, and loans with features like receipt scanning and data synchronization across devices.

**Highlights:** Income and expense recording, Budget setting with limits, Multiple account management, Savings book management, Financial analysis reports, Data synchronization across devices, Receipt scanning

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Money Keeper Premium | $1.99 | per month |
| Money Keeper Premium Yearly | $6.99 | per year |
| Giao diện vàng sang trọng | $5.99 | one-time |
| Themes vàng đồng sang trọng | $5.99 | one-time |
| Money Keeper Premium Lifetime | $24.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💡 Helpful for managing finances
- 🚀 Convenient features
- ⭐ Great app overall

**What reviewers complain about**

- 🐛 Buggy and unreliable
- 🔒 Security and account issues
- 🔋 Performance problems
- 💸 Paid version not worth the cost

**Reported bugs**

- Transactions not syncing properly
- Accounts being deleted unexpectedly
- App crashes and freezes frequently
- Compatibility issues with newer OS versions

**Requested features**

- Add more customization options
- Improve syncing and backup functionality
- Integrate with banking/financial institutions
- Provide better customer support


### Moni Note

[App page](https://appshunter.io/ios/app/moni-note-expense-tracker/id1626029996)

Easily track your income and expenses with an intuitive interface. Automatically categorize spending, secure your data with cloud backup, and sync across devices. Take control of your finances with smart tools.

**Highlights:** Easy expense and income recording, Smart categorization of spending, Secure cloud data backup, Sync data across multiple devices, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $1.99 | per month |
| 1 Year | $19.99 | per year |


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Moni Note free?

Moni Note is free to download, with in-app purchases available.

### Which has better reviews, Spending Tracker or Moni Note?

Moni Note is rated higher. Spending Tracker averages 4.7 out of 5 from 849 ratings, while Moni Note averages 4.7 from 7 ratings.

### Do Spending Tracker or Moni Note have ads?

Moni Note shows ads; Spending Tracker does not.

### Which is updated more often, Spending Tracker or Moni Note?

Spending Tracker ships an update every 6 days, and Moni Note every 9 days. Most recently, Spending Tracker was updated on October 20, 2026 and Moni Note on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*