# Repay vs REPAYit

The clearest difference is review sentiment: Repay at 100% against REPAYit's 10%. Repay also leads on iOS requirement (13.0 vs 15.0). REPAYit's advantage is rating (2.4 vs 1.0) and in-app purchases (none vs 1). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Repay sells 1 in-app purchase, starting at $2.99 per year. REPAYit asks for nothing beyond the download.

REPAYit holds the better App Store score, 2.4 against 1.0. That said, the two scores are not equally well evidenced: REPAYit has 29 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 100% of Repay's written reviews are positive against 10% of REPAYit's, so the app with the better star average is not the one people write more warmly about.

Repay ships an update every 6 weeks, REPAYit monthly. The most recent releases landed on September 23, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | Repay | REPAYit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/repay/id868063485/reviews) | **[2.4 (29 ratings)](https://appshunter.io/ios/app/repayit/id1043025494/reviews)** |
| Number of ratings | 1 | **29** |
| Positive reviews | **100.0% of reviews** | 10.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 17 MB | 73 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Oleg Bogumirskiy](https://appshunter.io/developer/638397891) | [REPAY - Realtime Electronic Payments](https://appshunter.io/developer/1043025493) |

## What reviewers say

### Repay

[App page](https://appshunter.io/ios/app/repay/id868063485)

This app helps manage shared expenses among friends for group trips, shared living, or parties. It provides a clear overview of who paid for what, calculates individual shares, and tracks who owes money to whom, simplifying financial arrangements.

**Highlights:** Track shared expenses, Calculate individual shares, Manage group finances, Create unlimited events (premium), Log transactions easily, View clear financial overview

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| One year premium subscription | $2.99 | per year |


### REPAYit

[App page](https://appshunter.io/ios/app/repayit/id1043025494)

View bills and make payments using your credit card or ACH directly on your device. Enter your merchant code to access your billing information and manage transactions securely.

**Highlights:** View bills on device, Make payments with card, Make payments with ACH, Enter merchant code, Secure transaction management

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Repay free?

Repay is free to download, with in-app purchases available.

### Is REPAYit free?

REPAYit is free to download, with no in-app purchases.

### Which has better reviews, Repay or REPAYit?

REPAYit is rated higher. Repay averages 1.0 out of 5 from 1 ratings, while REPAYit averages 2.4 from 29 ratings.

### Do Repay or REPAYit have ads?

Neither Repay nor REPAYit shows ads.

### Which is updated more often, Repay or REPAYit?

Repay ships an update every 6 weeks, and REPAYit monthly. Most recently, Repay was updated on September 23, 2026 and REPAYit on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*