# Repay vs Security Finance℠

The clearest difference is review sentiment: Repay at 100% against Security Finance℠'s 38%. Repay also leads on update cadence (every 6 weeks vs every 4 months). Security Finance℠'s advantage is rating (3.5 vs 1.0) and in-app purchases (none vs 1). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Repay sells 1 in-app purchase, starting at $2.99 per year. Security Finance℠ asks for nothing beyond the download.

Security Finance℠ holds the better App Store score, 3.5 against 1.0. That said, the two scores are not equally well evidenced: Security Finance℠ has 209 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 100% of Repay's written reviews are positive against 38% of Security Finance℠'s, so the app with the better star average is not the one people write more warmly about.

Repay ships an update every 6 weeks, Security Finance℠ every 4 months. The most recent releases landed on October 3, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Repay | Security Finance℠ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/repay/id868063485/reviews) | **[3.5 (209 ratings)](https://appshunter.io/ios/app/security-finance/id1135450123/reviews)** |
| Number of ratings | 1 | **209** |
| Positive reviews | **100.0% of reviews** | 38.1% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 17 MB | 92 MB |
| Requires iOS | 13.0 | **12.2** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Oleg Bogumirskiy](https://appshunter.io/developer/638397891) | [Security Finance Corporation of Spartanburg](https://appshunter.io/developer/1135450122) |

## What reviewers say

### Repay

[App page](https://appshunter.io/ios/app/repay/id868063485)

This app helps manage shared expenses among friends for group trips, shared living, or parties. It provides a clear overview of who paid for what, calculates individual shares, and tracks who owes money to whom, simplifying financial arrangements.

**Highlights:** Track shared expenses, Calculate individual shares, Manage group finances, Create unlimited events (premium), Log transactions easily, View clear financial overview

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| One year premium subscription | $2.99 | per year |


### Security Finance℠

[App page](https://appshunter.io/ios/app/security-finance/id1135450123)

Manage your installment loans on the go. Make secure payments, track due dates, and access financial education tools. Stay informed with notification reminders and easily connect with your local branch.

**Highlights:** Secure payments, Payment reminders, Check due dates, Verify loan balance, View loan documents, Find local branches, Renew loan by phone

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and quick loan process
- 👍 Respectful and helpful workers
- 👍 Good customer service
- 👍 Friendly staff
- 👍 Great place and people

**What reviewers complain about**

- 👎 Scammy company
- 👎 High interest rates
- 👎 App doesn't work
- 👎 Difficult to log in
- 👎 Cannot access account

**Reported bugs**

- App doesn't send email for verification
- App has trouble opening
- Cannot access account
- App doesn't work half the time
- Huge hassle logging in

**Requested features**

- Ability to make split payments
- Allow payment with credit cards
- Fix the login system
- Allow multiple users to log in from the same device
- Make the app user-friendly


## Frequently asked questions

### Is Repay free?

Repay is free to download, with in-app purchases available.

### Is Security Finance℠ free?

Security Finance℠ is free to download, with no in-app purchases.

### Which has better reviews, Repay or Security Finance℠?

Security Finance℠ is rated higher. Repay averages 1.0 out of 5 from 1 ratings, while Security Finance℠ averages 3.5 from 209 ratings.

### Do Repay or Security Finance℠ have ads?

Neither Repay nor Security Finance℠ shows ads.

### Which is updated more often, Repay or Security Finance℠?

Repay ships an update every 6 weeks, and Security Finance℠ every 4 months. Most recently, Repay was updated on October 3, 2026 and Security Finance℠ on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*