# Repay vs LoanSimple

The clearest difference is in-app purchases: LoanSimple at none against Repay's 1. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Repay sells 1 in-app purchase, starting at $2.99 per year. LoanSimple asks for nothing beyond the download.

Repay ships an update every 6 weeks, LoanSimple monthly. The most recent releases landed on November 5, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Repay | LoanSimple |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/repay/id868063485/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 77.8% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free with in-app purchases | — |
| Size | 17 MB | 40 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Oleg Bogumirskiy](https://appshunter.io/developer/638397891) | [POWELL HOME MORTGAGE, LLC](https://appshunter.io/developer/1838720327) |

## What reviewers say

### Repay

[App page](https://appshunter.io/ios/app/repay/id868063485)

This app helps manage shared expenses among friends for group trips, shared living, or parties. It provides a clear overview of who paid for what, calculates individual shares, and tracks who owes money to whom, simplifying financial arrangements.

**Highlights:** Track shared expenses, Calculate individual shares, Manage group finances, Create unlimited events (premium), Log transactions easily, View clear financial overview

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| One year premium subscription | $2.99 | per year |


### LoanSimple

[App page](https://appshunter.io/ios/app/loansimple/id6752298392)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Repay free?

Repay is free to download, with in-app purchases available.

### Is LoanSimple free?

LoanSimple is free to download, with no in-app purchases.

### Do Repay or LoanSimple have ads?

Neither Repay nor LoanSimple shows ads.

### Which is updated more often, Repay or LoanSimple?

Repay ships an update every 6 weeks, and LoanSimple monthly. Most recently, Repay was updated on November 5, 2026 and LoanSimple on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*