# Credit.com vs ScoreSense®

Credit.com and ScoreSense® both sit at 4.7 stars, but that hides the real split: 85% of ScoreSense®'s written reviews are positive against 33% of Credit.com's. ScoreSense® also leads on ads (none vs shown). Credit.com's advantage is iOS requirement (13 vs 15.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Credit.com against 4.8 for ScoreSense®. Both are backed by a comparable volume of ratings — 7.2K and 10K respectively. Written reviews are what separate them: 33% of Credit.com's written reviews are positive against 85% of ScoreSense®'s.

Credit.com ships an update every 2 months, ScoreSense® every 3 months. Both last shipped on October 17, 2026.

## The numbers

| Metric | Credit.com | ScoreSense® |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (7.2K ratings)](https://appshunter.io/ios/app/creditcom/id871022793/reviews) | **[4.8 (10K ratings)](https://appshunter.io/ios/app/scoresense/id1464736367/reviews)** |
| Number of ratings | 7.2K | **10K** |
| Positive reviews | 33.0% of reviews | **84.5% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 12 MB | 17 MB |
| Requires iOS | **13** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Credit.com](https://appshunter.io/developer/871022796) | [One Technologies, LLC.](https://appshunter.io/developer/964887530) |

## What reviewers say

### Credit.com

[App page](https://appshunter.io/ios/app/creditcom/id871022793)

Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.

**Highlights:** Free credit score and report summary, Track credit score changes, Personalized insights for financial improvement, Monitor for fraud and identity theft, View credit offer eligibility, Score history tracking

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Accurate and up-to-date information
- 👍 Easy to use and navigate
- 💡 Provides mortgage scores

**What reviewers complain about**

- 🐛 Login issues and app crashes
- 🔍 Limited credit report details
- 💸 Subscription required for full features

**Reported bugs**

- Unable to login or create an account
- App freezes or stops working after updates
- Inconsistent credit score updates

**Requested features**

- Fingerprint/biometric login
- More detailed credit report information
- Ability to dispute inaccuracies directly in the app


### ScoreSense®

[App page](https://appshunter.io/ios/app/scoresense/id1464736367)

Access your credit scores and reports from all three major bureaus anytime. Receive daily credit monitoring and alerts for changes, with access to credit specialists and identity theft insurance.

**Highlights:** Credit scores and reports from TransUnion, Equifax, Experian, Daily credit monitoring and alerts, Access to Credit Specialists, ID theft insurance up to $1 million, Score Simulator, Credit Insights and Credit Facts, MyCreditChecklist

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Secure and reliable
- 👍 Helpful for monitoring credit
- 👍 Provides detailed credit information
- 👍 Convenient to access credit scores

**What reviewers complain about**

- 🐛 Inaccurate credit score reporting
- 💰 Expensive subscription
- 🕰️ Slow credit score updates
- 🤔 Unclear free trial and subscription details

**Reported bugs**

- Frequent sign-in issues
- Forced app updates causing instability

**Requested features**

- More frequent credit score updates
- Improved dispute resolution process
- Facial recognition login option


## Frequently asked questions

### Is Credit.com free?

Credit.com is free to download, with no in-app purchases.

### Is ScoreSense® free?

ScoreSense® is free to download, with no in-app purchases.

### Which has better reviews, Credit.com or ScoreSense®?

ScoreSense® is rated higher. Credit.com averages 4.7 out of 5 from 7.2K ratings, while ScoreSense® averages 4.8 from 10K ratings.

### Do Credit.com or ScoreSense® have ads?

Credit.com shows ads; ScoreSense® does not.

### Which is updated more often, Credit.com or ScoreSense®?

Credit.com ships an update every 2 months, and ScoreSense® every 3 months. Most recently, Credit.com was updated on October 17, 2026 and ScoreSense® on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*