# Credit.com vs Steps Budget Tracker

The clearest difference is review sentiment: Steps Budget Tracker at 100% against Credit.com's 33%. Steps Budget Tracker also leads on ads (none vs shown) and rating (5.0 vs 4.7). Credit.com's advantage is price (Free vs $4.99) and ratings volume (7.2K vs 1). On in-app purchases and device support there is nothing between them.

Credit.com is free to download; Steps Budget Tracker costs $4.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Steps Budget Tracker holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Credit.com has 7.2K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 33% of Credit.com's written reviews are positive against 100% of Steps Budget Tracker's.

## The numbers

| Metric | Credit.com | Steps Budget Tracker |
| --- | --- | --- |
| Price | **Free** | $4.99 |
| Rating | [4.7 (7.2K ratings)](https://appshunter.io/ios/app/creditcom/id871022793/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/steps-budget-tracker/id6757499835/reviews)** |
| Number of ratings | **7.2K** | 1 |
| Positive reviews | 33.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | — |
| Monetization | **Free with in-app purchases** | Paid |
| Size | 12 MB | 36 MB |
| Requires iOS | **13** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Credit.com](https://appshunter.io/developer/871022796) | [MICHAEL OLAITAN ADEBAYO](https://appshunter.io/developer/1867311363) |

## What reviewers say

### Credit.com

[App page](https://appshunter.io/ios/app/creditcom/id871022793)

Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.

**Highlights:** Free credit score and report summary, Track credit score changes, Personalized insights for financial improvement, Monitor for fraud and identity theft, View credit offer eligibility, Score history tracking

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Accurate and up-to-date information
- 👍 Easy to use and navigate
- 💡 Provides mortgage scores

**What reviewers complain about**

- 🐛 Login issues and app crashes
- 🔍 Limited credit report details
- 💸 Subscription required for full features

**Reported bugs**

- Unable to login or create an account
- App freezes or stops working after updates
- Inconsistent credit score updates

**Requested features**

- Fingerprint/biometric login
- More detailed credit report information
- Ability to dispute inaccuracies directly in the app


### Steps Budget Tracker

[App page](https://appshunter.io/ios/app/steps-budget-tracker/id6757499835)

Manage your money effortlessly with this intuitive personal budget app. Log income and expenses, scan receipts with AI, and visualize spending patterns with powerful analytics. Set budget goals and receive personalized financial advice.

**Highlights:** Transaction logging, AI receipt scanning, Spending analytics, Multiple account management, Budget goal setting, AI financial advisor, Data export

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Credit.com free?

Credit.com is free to download, with no in-app purchases.

### Is Steps Budget Tracker free?

Steps Budget Tracker costs $4.99, with no in-app purchases.

### Which has better reviews, Credit.com or Steps Budget Tracker?

Steps Budget Tracker is rated higher. Credit.com averages 4.7 out of 5 from 7.2K ratings, while Steps Budget Tracker averages 5.0 from 1 ratings.

### Do Credit.com or Steps Budget Tracker have ads?

Credit.com shows ads; Steps Budget Tracker does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*