# Credit.com vs Booklet

The clearest difference is in-app purchases: Credit.com at none against Booklet's 2. Credit.com also leads on ratings volume (7.2K vs 2) and device support (3 vs 1). Booklet's advantage is ads (none vs shown) and update cadence (every 3 days vs every 2 months). On price and monetization model there is nothing between them.

Both are free to download. Booklet sells 2 in-app purchases, starting at $19.99 per month. Credit.com asks for nothing beyond the download.

Booklet holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Credit.com has 7.2K ratings behind it against 2, so its average is the more settled of the two.

Credit.com ships an update every 2 months, Booklet every 3 days. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Credit.com | Booklet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (7.2K ratings)](https://appshunter.io/ios/app/creditcom/id871022793/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/booklet-receipts/id6776706268/reviews)** |
| Number of ratings | **7.2K** | 2 |
| Positive reviews | 33.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 3 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 12 MB | 13 MB |
| Requires iOS | **13** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Credit.com](https://appshunter.io/developer/871022796) | [Kirk Washam](https://appshunter.io/developer/1069783430) |

## What reviewers say

### Credit.com

[App page](https://appshunter.io/ios/app/creditcom/id871022793)

Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.

**Highlights:** Free credit score and report summary, Track credit score changes, Personalized insights for financial improvement, Monitor for fraud and identity theft, View credit offer eligibility, Score history tracking

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Accurate and up-to-date information
- 👍 Easy to use and navigate
- 💡 Provides mortgage scores

**What reviewers complain about**

- 🐛 Login issues and app crashes
- 🔍 Limited credit report details
- 💸 Subscription required for full features

**Reported bugs**

- Unable to login or create an account
- App freezes or stops working after updates
- Inconsistent credit score updates

**Requested features**

- Fingerprint/biometric login
- More detailed credit report information
- Ability to dispute inaccuracies directly in the app


### Booklet

[App page](https://appshunter.io/ios/app/booklet-receipts/id6776706268)

This app uses AI to automatically categorize and track business expenses from receipts. It provides tax estimates and generates exportable reports for freelancers and sole proprietors.

**Highlights:** AI receipt scanning, Automatic expense categorization, Schedule C tax estimates, Mileage tracking, CSV tax export, Encrypted data storage

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Booklet Pro (Monthly) | $19.99 | per month |
| Booklet Pro (Annual) | $190.00 | per year |


## Frequently asked questions

### Is Credit.com free?

Credit.com is free to download, with no in-app purchases.

### Is Booklet free?

Booklet is free to download, with in-app purchases available.

### Which has better reviews, Credit.com or Booklet?

Booklet is rated higher. Credit.com averages 4.7 out of 5 from 7.2K ratings, while Booklet averages 5.0 from 2 ratings.

### Do Credit.com or Booklet have ads?

Credit.com shows ads; Booklet does not.

### Which is updated more often, Credit.com or Booklet?

Credit.com ships an update every 2 months, and Booklet every 3 days. Most recently, Credit.com was updated on October 24, 2026 and Booklet on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*