# Credit.com vs LendingTree

The clearest difference is ads: LendingTree at none against Credit.com's shown. LendingTree also leads on review sentiment (50% vs 33%) and update cadence (fortnightly vs every 2 months). Credit.com's advantage is device support (3 vs 1) and iOS requirement (13 vs 17.5). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Credit.com against 4.8 for LendingTree. That said, the two scores are not equally well evidenced: LendingTree has 38K ratings behind it against 7.2K, so its average is the more settled of the two. Written reviews are what separate them: 33% of Credit.com's written reviews are positive against 50% of LendingTree's.

Credit.com ships an update every 2 months, LendingTree fortnightly. The most recent releases landed on October 14, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Credit.com | LendingTree |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (7.2K ratings)](https://appshunter.io/ios/app/creditcom/id871022793/reviews) | **[4.8 (38K ratings)](https://appshunter.io/ios/app/lendingtree/id957868548/reviews)** |
| Number of ratings | 7.2K | **38K** |
| Positive reviews | 33.0% of reviews | **50.5% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 12 MB | 59 MB |
| Requires iOS | **13** | 17.5 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Credit.com](https://appshunter.io/developer/871022796) | [LendingTree](https://appshunter.io/developer/351438624) |

## What reviewers say

### Credit.com

[App page](https://appshunter.io/ios/app/creditcom/id871022793)

Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.

**Highlights:** Free credit score and report summary, Track credit score changes, Personalized insights for financial improvement, Monitor for fraud and identity theft, View credit offer eligibility, Score history tracking

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Accurate and up-to-date information
- 👍 Easy to use and navigate
- 💡 Provides mortgage scores

**What reviewers complain about**

- 🐛 Login issues and app crashes
- 🔍 Limited credit report details
- 💸 Subscription required for full features

**Reported bugs**

- Unable to login or create an account
- App freezes or stops working after updates
- Inconsistent credit score updates

**Requested features**

- Fingerprint/biometric login
- More detailed credit report information
- Ability to dispute inaccuracies directly in the app


### LendingTree

[App page](https://appshunter.io/ios/app/lendingtree/id957868548)

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

**Highlights:** Free credit score updates and alerts, Personalized saving insights, Loan and credit card shopping, Credit monitoring and fraud protection, Financial tips and expert advice

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💯 Excellent credit monitoring and reporting
- 💳 Helpful in getting approved for credit cards and loans
- 📈 Useful for improving and tracking credit score
- 💰 Provides valuable financial insights and savings opportunities

**What reviewers complain about**

- 🐛 Login and account verification issues
- 🔄 Inaccurate or outdated account and credit information
- 📞 Excessive sales calls and spam after signing up
- 🔍 Limited integration with financial institutions

**Reported bugs**

- App crashes and freezes during login and usage
- Inconsistent credit score reporting compared to other services
- Inability to properly configure loan and credit card preferences

**Requested features**

- Manual account and credit information updates
- Option to delete account information instead of just deactivating
- Better notification settings to control sales calls and emails


## Frequently asked questions

### Is Credit.com free?

Credit.com is free to download, with no in-app purchases.

### Is LendingTree free?

LendingTree is free to download, with no in-app purchases.

### Which has better reviews, Credit.com or LendingTree?

LendingTree is rated higher. Credit.com averages 4.7 out of 5 from 7.2K ratings, while LendingTree averages 4.8 from 38K ratings.

### Do Credit.com or LendingTree have ads?

Credit.com shows ads; LendingTree does not.

### Which is updated more often, Credit.com or LendingTree?

Credit.com ships an update every 2 months, and LendingTree fortnightly. Most recently, Credit.com was updated on October 14, 2026 and LendingTree on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*