# Yono Lite SBI vs Google Pay

The clearest difference is rating: Google Pay at 4.6 against Yono Lite SBI's 3.7. Google Pay also leads on monetization model (free vs free with in-app purchases) and ratings volume (1.9M vs 1.6K). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Google Pay holds the better App Store score, 4.6 against 3.7. That said, the two scores are not equally well evidenced: Google Pay has 1.9M ratings behind it against 1.6K, so its average is the more settled of the two. Written reviews complicate that: 17% of Yono Lite SBI's written reviews are positive against 13% of Google Pay's, so the app with the better star average is not the one people write more warmly about.

Yono Lite SBI ships an update every 3 weeks, Google Pay weekly. Both last shipped on November 6, 2026.

## The numbers

| Metric | Yono Lite SBI | Google Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (1.6K ratings)](https://appshunter.io/ios/app/yono-lite-sbi/id872982272/reviews) | **[4.6 (1.9M ratings)](https://appshunter.io/ios/app/google-pay-save-pay-manage/id1193357041/reviews)** |
| Number of ratings | 1.6K | **1.9M** |
| Positive reviews | **16.7% of reviews** | 13.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 116 MB | 181 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [State Bank of India](https://appshunter.io/developer/503784436) | [Google](https://appshunter.io/developer/281956209) |

## What reviewers say

### Yono Lite SBI

[App page](https://appshunter.io/ios/app/yono-lite-sbi/id872982272)

This mobile banking application allows State Bank of India customers to manage their finances conveniently on the go. It offers a wide range of features for account management, fund transfers, bill payments, and card management, accessible in multiple Indian languages.

**Highlights:** Account management and mini statements, Fund transfers (within SBI, third-party, inter-bank), Fixed and recurring deposit opening, UPI transactions and management, Debit and prepaid card management, Bill payments and merchant payments, Voice-assisted banking

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent remittance rates
- 👍 Decent app overall
- 🚀 Transactions work well

**What reviewers complain about**

- 🐛 Frequent crashes
- 🔒 Overly complicated registration process
- 👎 Terrible user experience
- 👎 Unreliable app, often doesn't work
- 👎 Useless for NRI customers

**Reported bugs**

- Frequent login issues
- OTP not received, even after multiple attempts
- App crashes on launch after iOS updates
- Unable to register device or account
- Incorrect time shown in app

**Requested features**

- Add Face ID/Touch ID login
- Improve registration process for international users
- Integrate OTP app into main banking app
- Allow password manager integration
- Add QR code scanning for UPI payments


### Google Pay

[App page](https://appshunter.io/ios/app/google-pay-save-pay-manage/id1193357041)

This app is no longer available in the U.S. It previously offered a simple and secure way to manage payments and save money.

**Highlights:** Payment management, Money saving features

**In-app purchases:** none

**What reviewers like**

- 🚀 Helpful for recovering lost crypto funds
- 🔒 Legitimate recovery service with high success rate

**What reviewers complain about**

- 🐛 Instant transfers can take 10 days with no updates
- 🔒 Requires sensitive personal information to file disputes
- 🤔 Confusing and convoluted app interface
- 💰 Charges fees for instant transfers

**Reported bugs**

- Accounts being suspended for no valid reason
- Issues connecting bank accounts and transferring funds

**Requested features**

- Faster and more transparent transfer process
- Better customer support and communication


## Frequently asked questions

### Is Yono Lite SBI free?

Yono Lite SBI is free to download, with no in-app purchases.

### Is Google Pay free?

Google Pay is free to download, with no in-app purchases.

### Which has better reviews, Yono Lite SBI or Google Pay?

Google Pay is rated higher. Yono Lite SBI averages 3.7 out of 5 from 1.6K ratings, while Google Pay averages 4.6 from 1.9M ratings.

### Do Yono Lite SBI or Google Pay have ads?

Both Yono Lite SBI and Google Pay show ads.

### Which is updated more often, Yono Lite SBI or Google Pay?

Yono Lite SBI ships an update every 3 weeks, and Google Pay weekly. Most recently, Yono Lite SBI was updated on November 6, 2026 and Google Pay on November 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*