# FBSW Mobile vs ACFCU

The clearest difference is review sentiment: FBSW Mobile at 69% against ACFCU's 18%. FBSW Mobile also leads on monetization model (free vs free with in-app purchases) and update cadence (monthly vs every 5 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FBSW Mobile holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 2.8K and 1.4K respectively. Written reviews point the same way: 69% of FBSW Mobile's written reviews are positive against 18% of ACFCU's.

FBSW Mobile ships an update monthly, ACFCU every 5 months. The most recent releases landed on September 19, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | FBSW Mobile | ACFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.8K ratings)](https://appshunter.io/ios/app/fbsw-mobile/id873802881/reviews)** | [4.6 (1.4K ratings)](https://appshunter.io/ios/app/acfcu/id1562211450/reviews) |
| Number of ratings | **2.8K** | 1.4K |
| Positive reviews | **69.2% of reviews** | 17.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 148 MB | 123 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [FirstBank Southwest](https://appshunter.io/developer/873813884) | [ACFCU Federal Credit Union](https://appshunter.io/developer/628466770) |

## What reviewers say

### FBSW Mobile

[App page](https://appshunter.io/ios/app/fbsw-mobile/id873802881)

Manage your finances conveniently from your mobile device. Check account balances, transfer funds between accounts, pay bills, and deposit checks remotely. This app is available to all existing online banking customers.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills, Deposit checks remotely

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to operate
- 👍 Convenient access to features
- 👍 Great mobile app
- 👍 Awesome mobile deposit
- 👍 Excellent banking app

**What reviewers complain about**

- 🐛 Constant sign-outs and password re-entry
- 🐛 Clunky interface and extra steps
- 🐛 Frequent crashes and connection issues
- 🐛 Face ID/Touch ID not working
- 🐛 Slow performance

**Reported bugs**

- Mobile deposit not working
- App unavailable for weeks at a time
- Sign-in process issues

**Requested features**

- Text message notifications
- Password change countdown
- Bank-to-bank transfer functionality


### ACFCU

[App page](https://appshunter.io/ios/app/acfcu/id1562211450)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks securely. Apply for loans and locate ATMs easily.

**Highlights:** Check account balances, Transfer funds, Make loan payments, Deposit checks, Pay bills, Find ATMs, Apply for loans

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🎉 Great new features
- 👍 Easy to navigate and use
- 💖 Highly recommended

**What reviewers complain about**

- 🐛 Constant login and credential issues
- 🐛 App crashes frequently
- 🐛 Slow and unresponsive
- 🐛 Asks for full credentials every time
- 🐛 Face ID/Touch ID not working properly

**Reported bugs**

- App doesn't load properly
- Logging in is a hassle
- Frequent log-outs and login errors
- Transactions not updating properly

**Requested features**

- Add mobile deposit capability
- Improve app stability and performance


## Frequently asked questions

### Is FBSW Mobile free?

FBSW Mobile is free to download, with no in-app purchases.

### Is ACFCU free?

ACFCU is free to download, with no in-app purchases.

### Which has better reviews, FBSW Mobile or ACFCU?

FBSW Mobile is rated higher. FBSW Mobile averages 4.8 out of 5 from 2.8K ratings, while ACFCU averages 4.6 from 1.4K ratings.

### Do FBSW Mobile or ACFCU have ads?

Neither FBSW Mobile nor ACFCU shows ads.

### Which is updated more often, FBSW Mobile or ACFCU?

FBSW Mobile ships an update monthly, and ACFCU every 5 months. Most recently, FBSW Mobile was updated on September 19, 2026 and ACFCU on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*