# Premium program vs eTrust Autentifikator

The clearest difference is rating: Premium program at 5.0 against eTrust Autentifikator's 3.7. eTrust Autentifikator's advantage is iOS requirement (12.1 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Premium program holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 6 and 3 respectively.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on June 8, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Premium program | eTrust Autentifikator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/premium-program/id874224918/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/etrust-autentifikator/id1559762428/reviews) |
| Number of ratings | **6** | 3 |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 33 MB | 55 MB |
| Requires iOS | 15.0 | **12.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [HIPOTEKARNA BANKA A.D.](https://appshunter.io/developer/1042413820) | [Crnogorski Telekom A.D. Podgorica](https://appshunter.io/developer/552349963) |

## What reviewers say

### Premium program

[App page](https://appshunter.io/ios/app/premium-program/id874224918)

Stay updated with the latest news and special benefits of the Premium program. Discover shopping promotions from numerous partners, view exclusive discounts, and find locations for interest-free installment payments. Access information on free insurance offers and bank services.

**Highlights:** Apply for Premium card, View partner promotions and actions, Locate nearby Premium partner stores, Access exclusive partner discounts, Find interest-free installment payment partners, Review free insurance offers, Check bank card and service prices, Locate bank branches and ATMs

**Features:** macOS Compatibility

**In-app purchases:** none


### eTrust Autentifikator

[App page](https://appshunter.io/ios/app/etrust-autentifikator/id1559762428)

Access digital services securely from any device with this app. It acts as a second factor for authentication, providing insights into your account data and making platform functions accessible on mobile.

**Highlights:** Two-factor authentication, Digital document management, Secure access from any device, Single Sign-On (SSO), Mobile platform access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Premium program free?

Premium program is free to download, with no in-app purchases.

### Is eTrust Autentifikator free?

eTrust Autentifikator is free to download, with no in-app purchases.

### Which has better reviews, Premium program or eTrust Autentifikator?

Premium program is rated higher. Premium program averages 5.0 out of 5 from 6 ratings, while eTrust Autentifikator averages 3.7 from 3 ratings.

### Do Premium program or eTrust Autentifikator have ads?

Neither Premium program nor eTrust Autentifikator shows ads.

### Which is updated more often, Premium program or eTrust Autentifikator?

Premium program ships an update every 2 months, and eTrust Autentifikator every 2 months. Most recently, Premium program was updated on June 8, 2026 and eTrust Autentifikator on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*