# My GPF vs Umay+ Application

The clearest difference is review sentiment: My GPF at 100% against Umay+ Application's 22%. Umay+ Application's advantage is iOS requirement (12.0 vs 14). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My GPF ships an update every 5 weeks, Umay+ Application every 6 weeks. The most recent releases landed on September 9, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | My GPF | Umay+ Application |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[2.3 (3 ratings)](https://appshunter.io/ios/app/umay-plus-application/id954780777/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | **100.0% of reviews** | 22.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 76 MB | 34 MB |
| Requires iOS | 14 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Government Pension Fund](https://appshunter.io/developer/1037741360) | [EASY BUY Public Company Limited](https://appshunter.io/developer/1439154042) |

## What reviewers say

### My GPF

[App page](https://appshunter.io/ios/app/my-gpf/id874811566)

Access your retirement plan and manage your savings with this mobile platform. It offers features like viewing account activity, selecting investment plans, and accessing a digital membership card for exclusive privileges and financial knowledge.

**Highlights:** Access retirement plan, View account activity, Select/change investment plans, Digital membership card, Exclusive privileges and discounts, Financial planning tools, Schedule financial consultations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Umay+ Application

[App page](https://appshunter.io/ios/app/umay-plus-application/id954780777)

This financial service app allows users to conveniently manage their credit cards and loans. It offers features like checking balances, viewing transaction history, making payments, and applying for new cards or increased credit limits. Users can also access promotions and contact customer support.

**Highlights:** Manage credit card and loan accounts, Check balances and transaction history, Make payments and change due dates, Apply for new cards and credit limit increases, Access promotions and special offers, Cardless ATM withdrawals, Virtual card issuance

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My GPF free?

My GPF is free to download, with no in-app purchases.

### Is Umay+ Application free?

Umay+ Application is free to download, with no in-app purchases.

### Do My GPF or Umay+ Application have ads?

Neither My GPF nor Umay+ Application shows ads.

### Which is updated more often, My GPF or Umay+ Application?

My GPF ships an update every 5 weeks, and Umay+ Application every 6 weeks. Most recently, My GPF was updated on September 9, 2026 and Umay+ Application on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*