# MSA Mobile for iPhone vs First State KS Mobile Banking

The clearest difference is ads: MSA Mobile for iPhone at none against First State KS Mobile Banking's shown. First State KS Mobile Banking's advantage is monetization model (free vs ad-supported) and ratings volume (878 vs 135). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for MSA Mobile for iPhone against 4.8 for First State KS Mobile Banking. That said, the two scores are not equally well evidenced: First State KS Mobile Banking has 878 ratings behind it against 135, so its average is the more settled of the two.

MSA Mobile for iPhone ships an update every 4 months, First State KS Mobile Banking every 5 months. The most recent releases landed on September 10, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | MSA Mobile for iPhone | First State KS Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (135 ratings)](https://appshunter.io/ios/app/msa-mobile-for-iphone/id875288669/reviews)** | [4.8 (878 ratings)](https://appshunter.io/ios/app/first-state-ks-mobile-banking/id955957075/reviews) |
| Number of ratings | 135 | **878** |
| Positive reviews | — | 18.2% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 4 months** | Every 5 months |
| Monetization | Ad-supported | **Free** |
| Size | 139 MB | 45 MB |
| Requires iOS | **14.1** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mutual Savings Association (INC)](https://appshunter.io/developer/875288672) | [FIRST STATE BANK AND TRUST KS](https://appshunter.io/developer/955573183) |

## What reviewers say

### MSA Mobile for iPhone

[App page](https://appshunter.io/ios/app/msa-mobile-for-iphone/id875288669)

Manage your finances securely and conveniently from your mobile device. Check balances, transfer funds, locate branches and ATMs, and deposit checks remotely. This service is offered free to online banking clients.

**Highlights:** Check account balances, Transfer money between accounts, Find ATM and branch locations, Mobile check deposit

**Features:** Apple Wallet

**In-app purchases:** none


### First State KS Mobile Banking

[App page](https://appshunter.io/ios/app/first-state-ks-mobile-banking/id955957075)

Manage your bank accounts conveniently from your smartphone. Check balances, transfer funds, deposit checks remotely, and locate branches or ATMs. This app is designed for existing online banking customers of First State Bank & Trust.

**Highlights:** Check account balances and activity, Transfer funds between accounts, View loan and mortgage balances, Deposit checks via smartphone camera, Find ATMs and banking centers, Contact bank via phone or email

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MSA Mobile for iPhone free?

MSA Mobile for iPhone is free to download, with no in-app purchases.

### Is First State KS Mobile Banking free?

First State KS Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, MSA Mobile for iPhone or First State KS Mobile Banking?

MSA Mobile for iPhone is rated higher. MSA Mobile for iPhone averages 4.8 out of 5 from 135 ratings, while First State KS Mobile Banking averages 4.8 from 878 ratings.

### Do MSA Mobile for iPhone or First State KS Mobile Banking have ads?

First State KS Mobile Banking shows ads; MSA Mobile for iPhone does not.

### Which is updated more often, MSA Mobile for iPhone or First State KS Mobile Banking?

MSA Mobile for iPhone ships an update every 4 months, and First State KS Mobile Banking every 5 months. Most recently, MSA Mobile for iPhone was updated on September 10, 2026 and First State KS Mobile Banking on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*