# owed vs Wesplit

The clearest difference is review sentiment: owed at 69% against Wesplit's 0%. owed also leads on in-app purchases (none vs 3) and ratings volume (52 vs 2). Wesplit's advantage is update cadence (every 3 days vs every 3 months) and rating (5.0 vs 4.6). On price, ads and device support there is nothing between them.

Both are free to download. Wesplit sells 3 in-app purchases, starting at $0.59 per 7 days. owed asks for nothing beyond the download.

Wesplit holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: owed has 52 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 69% of owed's written reviews are positive against 0% of Wesplit's, so the app with the better star average is not the one people write more warmly about.

owed ships an update every 3 months, Wesplit every 3 days. The most recent releases landed on October 17, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | owed | Wesplit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (52 ratings)](https://appshunter.io/ios/app/owed/id875672885/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/wesplit-iou-expense-tracker/id6714482007/reviews)** |
| Number of ratings | **52** | 2 |
| Positive reviews | **68.9% of reviews** | 0.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 2 MB | 54 MB |
| Requires iOS | **12.4** | 15.3 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Josh Gdovin](https://appshunter.io/developer/875672888) | [Dmitry Ryazantsyev](https://appshunter.io/developer/786132601) |

## What reviewers say

### owed

[App page](https://appshunter.io/ios/app/owed/id875672885)

Easily track money lent and borrowed among friends and family. Manage multiple debts per person, add contacts directly, and set reminders. Send email or SMS notifications to ensure you get paid back.

**Highlights:** Track multiple debts per person, Use contacts to add people, Set notifications, Send email/SMS reminders, Update contact information, View transaction history

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Wesplit

[App page](https://appshunter.io/ios/app/wesplit-iou-expense-tracker/id6714482007)

Easily track and settle shared expenses with friends and family. This app simplifies splitting bills for trips, roommates, or any group activity, ensuring everyone pays their fair share without awkward conversations.

**Highlights:** AI-defined expense categories, Image generation for groups, Easy cost split tracking, IOU and debt tracking, Group expense management, Customizable expense division, Settle up feature, Cross-platform sync

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Week of Wesplit Plus | $0.59 | per 7 days |
| 1 Month of Wesplit Plus | $1.69 | per month |
| 1 Year of Wesplit Plus | $15.49 | per year |


## Frequently asked questions

### Is owed free?

owed is free to download, with no in-app purchases.

### Is Wesplit free?

Wesplit is free to download, with in-app purchases available.

### Which has better reviews, owed or Wesplit?

Wesplit is rated higher. owed averages 4.6 out of 5 from 52 ratings, while Wesplit averages 5.0 from 2 ratings.

### Do owed or Wesplit have ads?

Neither owed nor Wesplit shows ads.

### Which is updated more often, owed or Wesplit?

owed ships an update every 3 months, and Wesplit every 3 days. Most recently, owed was updated on October 17, 2026 and Wesplit on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*