# owed vs Ataro.ge

The clearest difference is update cadence: Ataro.ge at every 9 days against owed's every 3 months. Ataro.ge also leads on rating (5.0 vs 4.6). owed's advantage is ratings volume (52 vs 3) and iOS requirement (12.4 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ataro.ge holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: owed has 52 ratings behind it against 3, so its average is the more settled of the two.

owed ships an update every 3 months, Ataro.ge every 9 days. The most recent releases landed on October 17, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | owed | Ataro.ge |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (52 ratings)](https://appshunter.io/ios/app/owed/id875672885/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/ataroge/id6737193271/reviews)** |
| Number of ratings | **52** | 3 |
| Positive reviews | 68.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 9 days** |
| Monetization | Free | Free |
| Size | 2 MB | 60 MB |
| Requires iOS | **12.4** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Josh Gdovin](https://appshunter.io/developer/875672888) | [Ataro](https://appshunter.io/developer/1775170499) |

## What reviewers say

### owed

[App page](https://appshunter.io/ios/app/owed/id875672885)

Easily track money lent and borrowed among friends and family. Manage multiple debts per person, add contacts directly, and set reminders. Send email or SMS notifications to ensure you get paid back.

**Highlights:** Track multiple debts per person, Use contacts to add people, Set notifications, Send email/SMS reminders, Update contact information, View transaction history

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ataro.ge

[App page](https://appshunter.io/ios/app/ataroge/id6737193271)

Manage vehicle-related tasks like paying fines and renewing insurance. The app simplifies tracking penalties, offers secure insurance purchases, and provides automatic payment options for a stress-free driving experience.

**Highlights:** View and pay patrol/parking penalties, Purchase car insurance, Automatic penalty payment setup, Track payment deadlines, Secure in-app payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is owed free?

owed is free to download, with no in-app purchases.

### Is Ataro.ge free?

Ataro.ge is free to download, with no in-app purchases.

### Which has better reviews, owed or Ataro.ge?

Ataro.ge is rated higher. owed averages 4.6 out of 5 from 52 ratings, while Ataro.ge averages 5.0 from 3 ratings.

### Do owed or Ataro.ge have ads?

Neither owed nor Ataro.ge shows ads.

### Which is updated more often, owed or Ataro.ge?

owed ships an update every 3 months, and Ataro.ge every 9 days. Most recently, owed was updated on October 17, 2026 and Ataro.ge on October 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*