# owed vs Game

The clearest difference is review sentiment: Game at 100% against owed's 69%. Game also leads on rating (5.0 vs 4.6) and update cadence (every 3 weeks vs every 3 months). owed's advantage is monetization model (free vs free with in-app purchases) and ratings volume (52 vs 2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Game holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: owed has 52 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 69% of owed's written reviews are positive against 100% of Game's.

owed ships an update every 3 months, Game every 3 weeks. The most recent releases landed on October 24, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | owed | Game |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (52 ratings)](https://appshunter.io/ios/app/owed/id875672885/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/game-budget/id6761032366/reviews)** |
| Number of ratings | **52** | 2 |
| Positive reviews | 68.9% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 2 MB | 4 MB |
| Requires iOS | **12.4** | 18.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Josh Gdovin](https://appshunter.io/developer/875672888) | [JACQUELINE CAROLE GREENBERG](https://appshunter.io/developer/1887415098) |

## What reviewers say

### owed

[App page](https://appshunter.io/ios/app/owed/id875672885)

Easily track money lent and borrowed among friends and family. Manage multiple debts per person, add contacts directly, and set reminders. Send email or SMS notifications to ensure you get paid back.

**Highlights:** Track multiple debts per person, Use contacts to add people, Set notifications, Send email/SMS reminders, Update contact information, View transaction history

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 💰 Free with no ads/purchases
- ✨ Clean and intuitive UI
- 🎯 Does exactly what it promises
- 💡 Useful for personal and business

**What reviewers complain about**

- 📉 Extremely limited functionality
- 🗂️ Debit/credit history not ordered
- ❓ Lacks advanced features
- 🤷‍♂️ Editing/deleting options poor
- ⚠️ Some minor bugs reported

**Reported bugs**

- Debit/credit history not ordered
- Cannot edit notes
- Editing a debit brings up another debit
- App crashes when adding new person/money
- Glitch showing 'NaN' for amounts

**Requested features**

- Add date & time field for debts
- Display 'total' within 'person' view
- Summary of money owed/owing on home page
- Support for multiple currencies
- Debit/credit history in date order


### Game

[App page](https://appshunter.io/ios/app/game-budget/id6761032366)

This finance app uses gamification to encourage saving money. Earn points for saving to upgrade your virtual budget buddy. Track your financial habits with detailed statistics.

**Highlights:** Gamified saving system, Earn points for saving, Upgrade budget buddy, In-depth statistics, Track spending habits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is owed free?

owed is free to download, with no in-app purchases.

### Is Game free?

Game is free to download, with no in-app purchases.

### Which has better reviews, owed or Game?

Game is rated higher. owed averages 4.6 out of 5 from 52 ratings, while Game averages 5.0 from 2 ratings.

### Do owed or Game have ads?

Neither owed nor Game shows ads.

### Which is updated more often, owed or Game?

owed ships an update every 3 months, and Game every 3 weeks. Most recently, owed was updated on October 24, 2026 and Game on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*