# Discovery Insure vs STBB Direct

The clearest difference is review sentiment: STBB Direct at 50% against Discovery Insure's 17%. STBB Direct also leads on device support (3 vs 1) and iOS requirement (11.0 vs 16.0). Discovery Insure's advantage is update cadence (every 2 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Discovery Insure ships an update every 2 weeks, STBB Direct every 3 months. The most recent releases landed on September 6, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | Discovery Insure | STBB Direct |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (121 ratings)](https://appshunter.io/ios/app/discovery-insure/id875808172/reviews)** | — |
| Number of ratings | **121** | — |
| Positive reviews | 17.5% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 327 MB | 55 MB |
| Requires iOS | 16.0 | **11.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Discovery Limited](https://appshunter.io/developer/447782580) | [STBB](https://appshunter.io/developer/1441526374) |

## What reviewers say

### Discovery Insure

[App page](https://appshunter.io/ios/app/discovery-insure/id875808172)

This app provides car insurance that rewards safe driving habits. It uses smartphone technology and a telematics device to track driving behavior, offering real-time feedback and monthly fuel rewards. Users can also earn rewards on public transport by linking their accounts.

**Highlights:** Rewards good driving, Real-time driving feedback, Monthly fuel rewards, Telematics device integration, Gautrain rewards, Battery-efficient location tracking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 Great concept for improving driving
- 👍 Rewards for good driving
- 🎯 Accurate driving data (sometimes)
- 🤝 Competition with coworkers
- ✅ Option to log as passenger

**What reviewers complain about**

- 🔋 Excessive battery drain
- 🐛 Inaccurate driving detection
- 🐛 Frequent false positives (braking, cornering, speeding)
- 🐛 App doesn't work / dysfunctional
- 🐛 Uploads not working / slow uploads

**Reported bugs**

- Battery drain
- Inaccurate driving behavior detection
- App doesn't work
- App deleted itself
- App doesn't recognize vehicle type

**Requested features**

- Fix battery drain issues
- Improve accuracy of driving detection
- Allow manual trip logging
- Detect vehicle type for better accuracy
- Only track when driving


### STBB Direct

[App page](https://appshunter.io/ios/app/stbb-direct/id1441526375)

This free finance app helps users calculate property sale and purchase costs, including transfer and bond fees, agent commissions, and capital gains tax. It also allows real estate agents to track deal progress, receive milestone notifications, and access deal details and documents on their mobile devices.

**Highlights:** Property cost calculations, Transfer and bond cost calculator, Bond repayment calculator, Agent commission calculator, Capital Gains Tax calculator, Deal progress tracking for agents, Milestone notifications

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Discovery Insure free?

Discovery Insure is free to download, with no in-app purchases.

### Is STBB Direct free?

STBB Direct is free to download, with no in-app purchases.

### Do Discovery Insure or STBB Direct have ads?

Neither Discovery Insure nor STBB Direct shows ads.

### Which is updated more often, Discovery Insure or STBB Direct?

Discovery Insure ships an update every 2 weeks, and STBB Direct every 3 months. Most recently, Discovery Insure was updated on September 6, 2026 and STBB Direct on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*