# Discovery Insure vs Old Mutual

The clearest difference is rating: Old Mutual at 5.0 against Discovery Insure's 4.0. Discovery Insure's advantage is ratings volume (121 vs 1) and review sentiment (17% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Old Mutual holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Discovery Insure has 121 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 17% of Discovery Insure's written reviews are positive against 0% of Old Mutual's, so the app with the better star average is not the one people write more warmly about.

Discovery Insure ships an update fortnightly, Old Mutual monthly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Discovery Insure | Old Mutual |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (121 ratings)](https://appshunter.io/ios/app/discovery-insure/id875808172/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/old-mutual/id1481355805/reviews)** |
| Number of ratings | **121** | 1 |
| Positive reviews | **17.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 337 MB | 163 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Discovery Limited](https://appshunter.io/developer/447782580) | [Old Mutual Life Assurance Company](https://appshunter.io/developer/481049003) |

## What reviewers say

### Discovery Insure

[App page](https://appshunter.io/ios/app/discovery-insure/id875808172)

This app provides car insurance that rewards safe driving habits. It uses smartphone technology and a telematics device to track driving behavior, offering real-time feedback and monthly fuel rewards. Users can also earn rewards on public transport by linking their accounts.

**Highlights:** Rewards good driving, Real-time driving feedback, Monthly fuel rewards, Telematics device integration, Gautrain rewards, Battery-efficient location tracking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 Great concept for improving driving
- 👍 Rewards for good driving
- 🎯 Accurate driving data (sometimes)
- 🤝 Competition with coworkers
- ✅ Option to log as passenger

**What reviewers complain about**

- 🔋 Excessive battery drain
- 🐛 Inaccurate driving detection
- 🐛 Frequent false positives (braking, cornering, speeding)
- 🐛 App doesn't work / dysfunctional
- 🐛 Uploads not working / slow uploads

**Reported bugs**

- Battery drain
- Inaccurate driving behavior detection
- App doesn't work
- App deleted itself
- App doesn't recognize vehicle type

**Requested features**

- Fix battery drain issues
- Improve accuracy of driving detection
- Allow manual trip logging
- Detect vehicle type for better accuracy
- Only track when driving


### Old Mutual

[App page](https://appshunter.io/ios/app/old-mutual/id1481355805)

Manage your banking, savings, investments, and insurance all in one app. Securely access your accounts with biometric login and stay updated on your products. Explore new solutions and easily connect with support.

**Highlights:** Banking management, Savings tracking, Investment overview, Insurance solutions, Rewards program access, Biometric login (fingerprint/Face ID)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Discovery Insure free?

Discovery Insure is free to download, with no in-app purchases.

### Is Old Mutual free?

Old Mutual is free to download, with no in-app purchases.

### Which has better reviews, Discovery Insure or Old Mutual?

Old Mutual is rated higher. Discovery Insure averages 4.0 out of 5 from 121 ratings, while Old Mutual averages 5.0 from 1 ratings.

### Do Discovery Insure or Old Mutual have ads?

Neither Discovery Insure nor Old Mutual shows ads.

### Which is updated more often, Discovery Insure or Old Mutual?

Discovery Insure ships an update fortnightly, and Old Mutual monthly. Most recently, Discovery Insure was updated on October 26, 2026 and Old Mutual on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*