# Discovery Insure vs Stackive

The clearest difference is in-app purchases: Discovery Insure at none against Stackive's 1. Stackive's advantage is update cadence (every 2 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Stackive sells 1 in-app purchase, starting at $4.99 per year. Discovery Insure asks for nothing beyond the download.

Discovery Insure ships an update fortnightly, Stackive every 2 days. The most recent releases landed on October 9, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Discovery Insure | Stackive |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (121 ratings)](https://appshunter.io/ios/app/discovery-insure/id875808172/reviews)** | — |
| Number of ratings | **121** | — |
| Positive reviews | 17.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 days** |
| Monetization | Free | — |
| Size | 337 MB | 17 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Discovery Limited](https://appshunter.io/developer/447782580) | [Kino Hogan](https://appshunter.io/developer/1877942239) |

## What reviewers say

### Discovery Insure

[App page](https://appshunter.io/ios/app/discovery-insure/id875808172)

This app provides car insurance that rewards safe driving habits. It uses smartphone technology and a telematics device to track driving behavior, offering real-time feedback and monthly fuel rewards. Users can also earn rewards on public transport by linking their accounts.

**Highlights:** Rewards good driving, Real-time driving feedback, Monthly fuel rewards, Telematics device integration, Gautrain rewards, Battery-efficient location tracking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 Great concept for improving driving
- 👍 Rewards for good driving
- 🎯 Accurate driving data (sometimes)
- 🤝 Competition with coworkers
- ✅ Option to log as passenger

**What reviewers complain about**

- 🔋 Excessive battery drain
- 🐛 Inaccurate driving detection
- 🐛 Frequent false positives (braking, cornering, speeding)
- 🐛 App doesn't work / dysfunctional
- 🐛 Uploads not working / slow uploads

**Reported bugs**

- Battery drain
- Inaccurate driving behavior detection
- App doesn't work
- App deleted itself
- App doesn't recognize vehicle type

**Requested features**

- Fix battery drain issues
- Improve accuracy of driving detection
- Allow manual trip logging
- Detect vehicle type for better accuracy
- Only track when driving


### Stackive

[App page](https://appshunter.io/ios/app/stackive/id6759609063)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Stackive Premium | $4.99 | per year |


## Frequently asked questions

### Is Discovery Insure free?

Discovery Insure is free to download, with no in-app purchases.

### Is Stackive free?

Stackive is free to download, with in-app purchases available.

### Do Discovery Insure or Stackive have ads?

Neither Discovery Insure nor Stackive shows ads.

### Which is updated more often, Discovery Insure or Stackive?

Discovery Insure ships an update fortnightly, and Stackive every 2 days. Most recently, Discovery Insure was updated on October 9, 2026 and Stackive on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*