# Finances vs Finances 2

The clearest difference is review sentiment: Finances at 75% against Finances 2's 43%. Finances also leads on rating (4.3 vs 4.1). Finances 2's advantage is ratings volume (125 vs 7) and update cadence (every 2 months vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Finances sells 2 in-app purchases, starting at $0.99 per month and Finances 2 sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Finances holds the better App Store score, 4.3 against 4.1. That said, the two scores are not equally well evidenced: Finances 2 has 125 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 75% of Finances's written reviews are positive against 43% of Finances 2's.

Finances ships an update every 4 months, Finances 2 every 2 months. The most recent releases landed on October 5, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Finances | Finances 2 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (7 ratings)](https://appshunter.io/ios/app/finances/id877010363/reviews)** | [4.1 (125 ratings)](https://appshunter.io/ios/app/finances-2/id1160149477/reviews) |
| Number of ratings | 7 | **125** |
| Positive reviews | **75.0% of reviews** | 42.8% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 27 MB | 42 MB |
| Requires iOS | 15.6 | **10.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Anishu, Inc.](https://appshunter.io/developer/306257913) | [Matthias Hochgatterer](https://appshunter.io/developer/307735401) |

## What reviewers say

### Finances

[App page](https://appshunter.io/ios/app/finances/id877010363)

Manage your finances with this app that tracks expenses, income, and investments. Set budgets, monitor cash flow, and view detailed reports. Cloud sync ensures your data is backed up and accessible across devices.

**Highlights:** Expense and income tracking, Budget management, Investment tracking, Bill reminders, Multi-currency support, Cloud sync, Financial reports

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finances Monthly Subscription | $0.99 | per month |
| Finances Subscription | $9.99 | per year |


### Finances 2

[App page](https://appshunter.io/ios/app/finances-2/id1160149477)

Manage personal and business finances with a unique double-entry bookkeeping system that simplifies transactions without traditional credits and debits. Visualize your financial health with insightful charts and reports, and easily manage multiple currencies, including cryptocurrencies.

**Highlights:** Unique double-entry bookkeeping system, Income, expense, and net income statistics, Balance history line chart, Invoice scanning and attachment, Multi-currency support (including crypto), Cross-device iCloud sync, Financial statement generation

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iPad 14-day Trial | Free | one-time |
| iPhone 14-day Trial | Free | one-time |
| iPhone Full Version | $4.99 | one-time |
| iPad Full Version | $9.99 | one-time |


## Frequently asked questions

### Is Finances free?

Finances is free to download, with in-app purchases available.

### Is Finances 2 free?

Finances 2 is free to download, with in-app purchases available.

### Which has better reviews, Finances or Finances 2?

Finances is rated higher. Finances averages 4.3 out of 5 from 7 ratings, while Finances 2 averages 4.1 from 125 ratings.

### Do Finances or Finances 2 have ads?

Neither Finances nor Finances 2 shows ads.

### Which is updated more often, Finances or Finances 2?

Finances ships an update every 4 months, and Finances 2 every 2 months. Most recently, Finances was updated on October 5, 2026 and Finances 2 on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*