# Finances vs Budget App & Expense Tracker

The clearest difference is rating: Budget App & Expense Tracker at 4.8 against Finances's 4.3. Budget App & Expense Tracker also leads on ratings volume (2.7K vs 7) and update cadence (every 5 weeks vs every 4 months). Finances's advantage is review sentiment (75% vs 65%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Finances sells 2 in-app purchases, starting at $0.99 per month and Budget App & Expense Tracker sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Budget App & Expense Tracker holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Budget App & Expense Tracker has 2.7K ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 75% of Finances's written reviews are positive against 65% of Budget App & Expense Tracker's, so the app with the better star average is not the one people write more warmly about.

Finances ships an update every 4 months, Budget App & Expense Tracker every 5 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Finances | Budget App & Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (7 ratings)](https://appshunter.io/ios/app/finances/id877010363/reviews) | **[4.8 (2.7K ratings)](https://appshunter.io/ios/app/budget-app-and-expense-tracker/id1448335613/reviews)** |
| Number of ratings | 7 | **2.7K** |
| Positive reviews | **75.0% of reviews** | 65.2% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 27 MB | 92 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Anishu, Inc.](https://appshunter.io/developer/306257913) | [Bookipi Pty Ltd](https://appshunter.io/developer/1132093613) |

## What reviewers say

### Finances

[App page](https://appshunter.io/ios/app/finances/id877010363)

Manage your finances with this app that tracks expenses, income, and investments. Set budgets, monitor cash flow, and view detailed reports. Cloud sync ensures your data is backed up and accessible across devices.

**Highlights:** Expense and income tracking, Budget management, Investment tracking, Bill reminders, Multi-currency support, Cloud sync, Financial reports

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finances Monthly Subscription | $0.99 | per month |
| Finances Subscription | $9.99 | per year |


### Budget App & Expense Tracker

[App page](https://appshunter.io/ios/app/budget-app-and-expense-tracker/id1448335613)

This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.

**Highlights:** Unlimited wallets for personal and business expenses, Automatic expense tracking via bank feeds, Receipt scanning and storage, Weekly and monthly budget planning, Spending limit notifications, Visual charts and expense breakdowns, Data exporting via CSV

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Single Bank \| Monthly | $2.99 | per month |
| Unlimited Banks \| Monthly | $4.49 | per month |
| Single Bank \| Annual | $23.99 | per year |
| Unlimited Banks \| Annual | $35.99 | per year |

**What reviewers like**

- 🚀 Great app, easy to use
- 👍 Useful features, good for business/personal use
- ⭐ Fantastic, best app for expense tracking
- 💯 Awesome, perfect for my needs

**What reviewers complain about**

- 🐛 Bugs, issues with recurring transactions and wallet balances
- 🔍 Missing features like landscape mode, custom recurring expenses
- ⚠️ Compatibility issues with newer devices, UI not optimized
- 🔒 Concerns about subscription/bank connection process

**Reported bugs**

- Entries disappearing and reappearing randomly
- Incorrect wallet totals shown
- Recurring transactions not working as expected
- Compatibility issues with newer iOS devices

**Requested features**

- Ability to view recurring expenses in future months
- Option to upload documents/receipts, not just photos
- Automatic categorization of scanned receipts
- Customizable categories and icons
- Dark mode option


## Frequently asked questions

### Is Finances free?

Finances is free to download, with in-app purchases available.

### Is Budget App & Expense Tracker free?

Budget App & Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Finances or Budget App & Expense Tracker?

Budget App & Expense Tracker is rated higher. Finances averages 4.3 out of 5 from 7 ratings, while Budget App & Expense Tracker averages 4.8 from 2.7K ratings.

### Do Finances or Budget App & Expense Tracker have ads?

Neither Finances nor Budget App & Expense Tracker shows ads.

### Which is updated more often, Finances or Budget App & Expense Tracker?

Finances ships an update every 4 months, and Budget App & Expense Tracker every 5 weeks. Most recently, Finances was updated on October 24, 2026 and Budget App & Expense Tracker on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*