# Finances vs Nudget

The clearest difference is update cadence: Nudget at weekly against Finances's every 4 months. Nudget also leads on ratings volume (378 vs 7) and rating (4.5 vs 4.3). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Finances sells 2 in-app purchases, starting at $0.99 per month and Nudget sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Nudget holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: Nudget has 378 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 75% of Finances's written reviews are positive against 69% of Nudget's, so the app with the better star average is not the one people write more warmly about.

Finances ships an update every 4 months, Nudget weekly. The most recent releases landed on October 5, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Finances | Nudget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (7 ratings)](https://appshunter.io/ios/app/finances/id877010363/reviews) | **[4.5 (378 ratings)](https://appshunter.io/ios/app/nudget-spending-tracker/id1517339257/reviews)** |
| Number of ratings | 7 | **378** |
| Positive reviews | **75.0% of reviews** | 69.2% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Weekly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 27 MB | 73 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Anishu, Inc.](https://appshunter.io/developer/306257913) | [Sawyer Blatz](https://appshunter.io/developer/797283126) |

## What reviewers say

### Finances

[App page](https://appshunter.io/ios/app/finances/id877010363)

Manage your finances with this app that tracks expenses, income, and investments. Set budgets, monitor cash flow, and view detailed reports. Cloud sync ensures your data is backed up and accessible across devices.

**Highlights:** Expense and income tracking, Budget management, Investment tracking, Bill reminders, Multi-currency support, Cloud sync, Financial reports

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finances Monthly Subscription | $0.99 | per month |
| Finances Subscription | $9.99 | per year |


### Nudget

[App page](https://appshunter.io/ios/app/nudget-spending-tracker/id1517339257)

This app simplifies expense tracking and budgeting with a focus on speed and ease of use. It offers quick expense entry, insightful spending analysis, and recurring expense management. Enjoy a private and customizable budgeting experience with iCloud sync and home screen widgets.

**Highlights:** Quick expense entry, Spending insights and analysis, Recurring expense management, iCloud sync, Home screen widgets, Customizable app icons, Siri support

**Features:** Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Nudget Pro (Monthly) | $1.99 | per month |
| Nudget Pro (Yearly) | $9.99 | per year |
| Kind Tip | $1.99 | one-time |
| Generous Tip | $4.99 | one-time |
| Superfan Tip | $9.99 | one-time |

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 Simple and intuitive UI
- 💡 Customizable tags and categories
- 🔒 Respects user privacy
- 🎨 Beautiful design and widgets

**What reviewers complain about**

- 🐛 Bugs and glitches (e.g. crashes, sync issues)
- 🔍 Lacking advanced budgeting features (e.g. category budgets, pie charts)
- ⏱️ Difficulty editing past transactions and budgets
- 💰 Subscription model for some features

**Reported bugs**

- Widgets not refreshing correctly
- Issues with decimal input
- Budgeting calculations not working as expected

**Requested features**

- Add biweekly/semimonthly income/expense options
- Improve insights and spending breakdown (e.g. pie charts, category totals)
- Ability to import/export data
- Sync across devices
- Apple Watch app


## Frequently asked questions

### Is Finances free?

Finances is free to download, with in-app purchases available.

### Is Nudget free?

Nudget is free to download, with in-app purchases available.

### Which has better reviews, Finances or Nudget?

Nudget is rated higher. Finances averages 4.3 out of 5 from 7 ratings, while Nudget averages 4.5 from 378 ratings.

### Do Finances or Nudget have ads?

Neither Finances nor Nudget shows ads.

### Which is updated more often, Finances or Nudget?

Finances ships an update every 4 months, and Nudget weekly. Most recently, Finances was updated on October 5, 2026 and Nudget on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*