Finances vs Gist Money

The Finances application provides an integrated set of features to help you manage your cash flow and investments: - For cash flow, Finances supports tracking expenses and income, and includes support for budgets, accounts, payees, and bill tracking. - For investments, Finances supports tracking cash and stock investments and automatically fetches daily stock prices. - Finances allows flexible cycles for managing your cash-flow: Monthly (default), Weekly, Every 2 weeks, Every 4 weeks, and Semi-monthly. - The Finances application provides the ability to group your expenses into categories and sub-categories, and lets you set a budget and track expenses at the category/sub-category level. - The features within Finances are well integrated such that a bill can become an expense (when you pay for it) and adjust the account balance at the same time. - Finances includes Cloud Sync that automatically backs up your data, and syncs entries across multiple devices (iPhone, iPad). KEY FEATURES: Expenses: - Create/Edit/Delete expenses and recurring expenses - Browse expense entries by month, by category/date with the ability to drill-down - Optionally associate an account and payee with an expense - Attach photo images of receipts; drag and resize images on screen - Support for multiple currencies and automatic exchange rate conversion Income: - Create/Edit/Delete income and recurring income - Optionally associate an account with the income Bills - Create/Edit/Delete bills and recurring bills - Support for Payees, and track payments by Payee. - Make payment on bills either an as expense or as a transfer (to avoid double accounting your expenses) - Bill reminders Categories and Budget - Create/Edit/Delete expense categories and sub-categories - Set a budget, and track expenses at the category/sub-category level. - Associate icons with the categories - Budget rollover - Support for one-time budgets - Classify expenses into fixed, variable and discretionary and compute your disposable income Accounts - Support for Accounts such as Checking, Savings, Credit, Debit, Cash, etc. - Associate your expense and income entries with your accounts and accurately track account balances. - View transactions, and do transfer between accounts. - Ability to choose a different base currency for each account Investments - Support create/edit/delete of Investment accounts - Support for add/edit/delete of investments - Support for Cash and Stock investments - Automatic fetching of stock prices every for accurate tracking of investment values Reports - Trend chart for Expense, Budget and Income for the last 6 months - Trend chart for Accounts and Investments for the last 6 months - Pie/Bar charts for expense break-down (Available in the Expenses screen). - Export reports in PDF/CSV format by email or via WiFi Cloud Sync - Automatic backups - Automatically sync entries across multiple devices (iPhone, iPad, iTouch) - Sync works over 4G and WiFi - Ability to work within a single budget with other members of the household Other - Import data in OFX/CSV format into accounts - Large numeric keypad for expense/income amount entry - Finances follows the locale/region setting on your device and shows date and currency symbols appropriate for your region Finances is free for the first 100 entries. You can upgrade to unlimited entries by subscribing to either the monthly plan or the yearly plan. Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period at the current subscription price. The subscription auto-renewal can be turned off by going to your iTunes Account Settings. Please refer to http://www.anishu.com/privacy.html for privacy policy, and http://www.anishu.com/terms.html for terms of use.

Say it or type it. Gist Money helps (formerly 'Expenses Manager') you turn everyday spending into a clearer picture of your money. Track expenses, plan monthly budgets, organize bills, and understand your spending habits - with less manual entry and no ads. SMARTER EVERYDAY TRACKING Say It. Review It. Save It. Describe an expense naturally, by voice or text. Gist Money turns it into transaction details you can review, edit, and save. Budget with More Clarity Set budgets for groceries, dining out, transport, and more. Follow your progress and get alerts as you approach your limits. Understand Your Spending Explore spending insights, charts, and reports. See which categories take the biggest share of your budget and how your habits change over time. KEEP YOUR MONEY ORGANIZED Income and Expenses Record daily spending and income, organize transactions, and keep a clear view of your cash flow. Bills and Reminders Keep upcoming payments organized with bill reminders that help you stay on top of due dates. Accounts, Cards, and Wallets Track transactions across your accounts, credit cards, and wallets. Keep your recorded balances and spending together in one place. Custom Categories and Tags Organize your records in a way that makes sense to you, with personalized categories and tags. Optional Cloud Sync Keep your financial data private and stay in control, or choose to sync across devices so your records stay up to date wherever you use Gist Money. No Ads. A Clearer View. Stay focused on your money with a clean, distraction-free interface. Some features require a paid plan. WE VALUE YOUR FEEDBACK Help us make Gist Money more useful for your everyday finances. Send your questions or suggestions to help@gistmoney.com. Terms of Service: https://gistmoney.com/tos Privacy Policy: https://gistmoney.com/privacy