# Kumari Smart vs connectIPS

The clearest difference is rating: Kumari Smart at 2.8 against connectIPS's 2.2. Kumari Smart also leads on review sentiment (33% vs 8%) and update cadence (every 2 weeks vs every 5 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kumari Smart holds the better App Store score, 2.8 against 2.2. Both are backed by a comparable volume of ratings — 48 and 37 respectively. Written reviews point the same way: 33% of Kumari Smart's written reviews are positive against 8% of connectIPS's.

Kumari Smart ships an update every 2 weeks, connectIPS every 5 weeks. The most recent releases landed on October 6, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Kumari Smart | connectIPS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.8 (48 ratings)](https://appshunter.io/ios/app/kumari-smart/id877156241/reviews)** | [2.2 (37 ratings)](https://appshunter.io/ios/app/connectips/id1449940087/reviews) |
| Number of ratings | **48** | 37 |
| Positive reviews | **33.3% of reviews** | 8.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 181 MB | 182 MB |
| Requires iOS | **12.4** | 13 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Kumari Bank Limited](https://appshunter.io/developer/1437739311) | [Nepal Clearing House Ltd.](https://appshunter.io/developer/1449940086) |

## What reviewers say

### Kumari Smart

[App page](https://appshunter.io/ios/app/kumari-smart/id877156241)

Manage your bank account securely from your mobile device anytime, anywhere. Perform transactions like bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure transactions

**Features:** Vision Pro support

**In-app purchases:** none


### connectIPS

[App page](https://appshunter.io/ios/app/connectips/id1449940087)

This platform allows users to link bank accounts for seamless payment processing, fund transfers, and creditor payments. It supports various transaction types, including citizen-to-government, customer-to-business, and peer-to-peer payments directly from bank accounts.

**Highlights:** Link bank accounts, Payment processing, Fund transfers, Creditor payments, C2G payments, C2B payments, P2P payments

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Great app for banking transactions
- 👍 Service is awesome

**What reviewers complain about**

- 🐛 App crashing frequently
- 🐛 Session expired issues
- 🐛 Login problems
- 🐛 App crashes after updates
- 🐛 UI/UX issues with text visibility

**Reported bugs**

- App crashing after new update
- App closes when opened after a few days on iOS
- Issue in getting transaction summary
- Cannot log in on iOS 15.3.1, crashes immediately
- Biometric and traditional login not working

**Requested features**

- Add email OTP/verification
- Better international access support
- Add payment of water service
- Improve app performance for device ID retrieval
- Update system for password changes from email


## Frequently asked questions

### Is Kumari Smart free?

Kumari Smart is free to download, with no in-app purchases.

### Is connectIPS free?

connectIPS is free to download, with no in-app purchases.

### Which has better reviews, Kumari Smart or connectIPS?

Kumari Smart is rated higher. Kumari Smart averages 2.8 out of 5 from 48 ratings, while connectIPS averages 2.2 from 37 ratings.

### Do Kumari Smart or connectIPS have ads?

Neither Kumari Smart nor connectIPS shows ads.

### Which is updated more often, Kumari Smart or connectIPS?

Kumari Smart ships an update every 2 weeks, and connectIPS every 5 weeks. Most recently, Kumari Smart was updated on October 6, 2026 and connectIPS on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*