# Kumari Smart vs Xuno

The clearest difference is rating: Xuno at 4.2 against Kumari Smart's 2.9. Xuno also leads on review sentiment (57% vs 33%). Kumari Smart's advantage is ratings volume (51 vs 14) and iOS requirement (13.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Xuno holds the better App Store score, 4.2 against 2.9. Both are backed by a comparable volume of ratings — 51 and 14 respectively. Written reviews point the same way: 33% of Kumari Smart's written reviews are positive against 57% of Xuno's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Kumari Smart | Xuno |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (51 ratings)](https://appshunter.io/ios/app/kumari-smart/id877156241/reviews) | **[4.2 (14 ratings)](https://appshunter.io/ios/app/xuno/id6636532971/reviews)** |
| Number of ratings | **51** | 14 |
| Positive reviews | 33.3% of reviews | **57.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 195 MB | 79 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Kumari Bank Limited](https://appshunter.io/developer/1437739311) | [Involute Inc](https://appshunter.io/developer/1762999942) |

## What reviewers say

### Kumari Smart

[App page](https://appshunter.io/ios/app/kumari-smart/id877156241)

Manage your bank account securely from your mobile device anytime, anywhere. Perform transactions like bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure transactions

**Features:** Vision Pro support

**In-app purchases:** none


### Xuno

[App page](https://appshunter.io/ios/app/xuno/id6636532971)

This platform facilitates international money transfers and currency conversion for individuals and businesses. It offers tools to manage transactions, competitive savings rates, and loan options to help users achieve financial goals globally.

**Highlights:** Cross-border payments, Currency conversion, Transaction management, Competitive savings rates, Loan exploration, Global banking access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kumari Smart free?

Kumari Smart is free to download, with no in-app purchases.

### Is Xuno free?

Xuno is free to download, with no in-app purchases.

### Which has better reviews, Kumari Smart or Xuno?

Xuno is rated higher. Kumari Smart averages 2.9 out of 5 from 51 ratings, while Xuno averages 4.2 from 14 ratings.

### Do Kumari Smart or Xuno have ads?

Neither Kumari Smart nor Xuno shows ads.

### Which is updated more often, Kumari Smart or Xuno?

Kumari Smart ships an update every 3 weeks, and Xuno every 3 weeks. Most recently, Kumari Smart was updated on November 1, 2026 and Xuno on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*