# Kumari Smart vs NIMB Smart

The clearest difference is rating: NIMB Smart at 3.4 against Kumari Smart's 2.9. Kumari Smart's advantage is review sentiment (33% vs 17%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NIMB Smart holds the better App Store score, 3.4 against 2.9. Both are backed by a comparable volume of ratings — 51 and 63 respectively. Written reviews complicate that: 33% of Kumari Smart's written reviews are positive against 17% of NIMB Smart's, so the app with the better star average is not the one people write more warmly about.

Kumari Smart ships an update every 3 weeks, NIMB Smart monthly. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Kumari Smart | NIMB Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (51 ratings)](https://appshunter.io/ios/app/kumari-smart/id877156241/reviews) | **[3.4 (63 ratings)](https://appshunter.io/ios/app/nimb-smart/id901814671/reviews)** |
| Number of ratings | 51 | **63** |
| Positive reviews | **33.3% of reviews** | 16.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 195 MB | 186 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Kumari Bank Limited](https://appshunter.io/developer/1437739311) | [MEGA BANK NEPAL LIMITED](https://appshunter.io/developer/1453806036) |

## What reviewers say

### Kumari Smart

[App page](https://appshunter.io/ios/app/kumari-smart/id877156241)

Manage your bank account securely from your mobile device anytime, anywhere. Perform transactions like bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure transactions

**Features:** Vision Pro support

**In-app purchases:** none


### NIMB Smart

[App page](https://appshunter.io/ios/app/nimb-smart/id901814671)

Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure encryption

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kumari Smart free?

Kumari Smart is free to download, with no in-app purchases.

### Is NIMB Smart free?

NIMB Smart is free to download, with no in-app purchases.

### Which has better reviews, Kumari Smart or NIMB Smart?

NIMB Smart is rated higher. Kumari Smart averages 2.9 out of 5 from 51 ratings, while NIMB Smart averages 3.4 from 63 ratings.

### Do Kumari Smart or NIMB Smart have ads?

Neither Kumari Smart nor NIMB Smart shows ads.

### Which is updated more often, Kumari Smart or NIMB Smart?

Kumari Smart ships an update every 3 weeks, and NIMB Smart monthly. Most recently, Kumari Smart was updated on October 24, 2026 and NIMB Smart on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*