# Kumari Smart vs DigiShine

Kumari Smart and DigiShine both sit at 2.9 stars, but that hides the real split: 33% of Kumari Smart's written reviews are positive against 0% of DigiShine's. Kumari Smart also leads on ratings volume (51 vs 7). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DigiShine holds the better App Store score, 3.1 against 2.9. That said, the two scores are not equally well evidenced: Kumari Smart has 51 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 33% of Kumari Smart's written reviews are positive against 0% of DigiShine's, so the app with the better star average is not the one people write more warmly about.

Kumari Smart ships an update every 3 weeks, DigiShine monthly. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Kumari Smart | DigiShine |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (51 ratings)](https://appshunter.io/ios/app/kumari-smart/id877156241/reviews) | **[3.1 (7 ratings)](https://appshunter.io/ios/app/digishine/id955306740/reviews)** |
| Number of ratings | **51** | 7 |
| Positive reviews | **33.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 195 MB | 184 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Kumari Bank Limited](https://appshunter.io/developer/1437739311) | [Shine Resunga Development Bank](https://appshunter.io/developer/1414131432) |

## What reviewers say

### Kumari Smart

[App page](https://appshunter.io/ios/app/kumari-smart/id877156241)

Manage your bank account securely from your mobile device anytime, anywhere. Perform transactions like bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure transactions

**Features:** Vision Pro support

**In-app purchases:** none


### DigiShine

[App page](https://appshunter.io/ios/app/digishine/id955306740)

This mobile banking application allows customers to manage their accounts via SMS. Perform balance inquiries, request mini-statements, transfer funds, buy airtime, and make payments. It's designed for customers of Shine Resunga Development Bank Limited Nepal.

**Highlights:** Check account balances, Request mini-statements, Transfer funds, Buy airtime top-ups, Make payments, SMS-based transactions

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kumari Smart free?

Kumari Smart is free to download, with no in-app purchases.

### Is DigiShine free?

DigiShine is free to download, with no in-app purchases.

### Which has better reviews, Kumari Smart or DigiShine?

DigiShine is rated higher. Kumari Smart averages 2.9 out of 5 from 51 ratings, while DigiShine averages 3.1 from 7 ratings.

### Do Kumari Smart or DigiShine have ads?

Neither Kumari Smart nor DigiShine shows ads.

### Which is updated more often, Kumari Smart or DigiShine?

Kumari Smart ships an update every 3 weeks, and DigiShine monthly. Most recently, Kumari Smart was updated on October 24, 2026 and DigiShine on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*