# SRCU Mobile Banking vs SECU

The clearest difference is update cadence: SECU at every 2 months against SRCU Mobile Banking's every 10 months. SECU also leads on review sentiment (64% vs 40%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SRCU Mobile Banking ships an update every 10 months, SECU every 2 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | SRCU Mobile Banking | SECU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (276K ratings)](https://appshunter.io/ios/app/secu/id1435916976/reviews)** |
| Number of ratings | — | **276K** |
| Positive reviews | 40.0% of reviews | **64.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 75 MB | 43 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Summit Ridge Credit Union](https://appshunter.io/developer/878282951) | [North Carolina State Employees' Credit Union](https://appshunter.io/developer/1435916975) |

## What reviewers say

### SRCU Mobile Banking

[App page](https://appshunter.io/ios/app/srcu-mobile-banking/id878282945)

Manage your credit union accounts conveniently from your mobile device. This free app provides secure and quick access to check balances, pay bills, transfer funds, and locate branches and ATMs.

**Highlights:** Check account balances, Transfer funds between accounts, Pay bills, Locate ATMs and branches, Secure mobile banking

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### SECU

[App page](https://appshunter.io/ios/app/secu/id1435916976)

Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.

**Highlights:** View account balances and transactions, Lock/unlock debit cards, Schedule and manage bill payments, Transfer funds between accounts, Deposit checks via mobile, Request loan advances, Secure messaging

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Efficient mobile banking features
- 🔒 Secure transactions
- 💡 Convenient mobile check deposit
- 👍 Helpful and friendly customer service

**What reviewers complain about**

- 🐛 Unreliable mobile deposit
- 🐛 Inconsistent transaction history display
- 🐛 Frequent app crashes and glitches
- 🔍 Lack of advanced features (notes, recurring transfers)

**Reported bugs**

- Login screen issues causing lockouts
- Mobile deposit not recognizing check orientation
- Inconsistent app performance after iOS updates

**Requested features**

- Add notes/memos to transactions
- Enable recurring transfers between accounts
- Implement true landscape mode for tablets
- Improve email/text alert options


## Frequently asked questions

### Is SRCU Mobile Banking free?

SRCU Mobile Banking is free to download, with no in-app purchases.

### Is SECU free?

SECU is free to download, with no in-app purchases.

### Do SRCU Mobile Banking or SECU have ads?

Neither SRCU Mobile Banking nor SECU shows ads.

### Which is updated more often, SRCU Mobile Banking or SECU?

SRCU Mobile Banking ships an update every 10 months, and SECU every 2 months. Most recently, SRCU Mobile Banking was updated on November 1, 2026 and SECU on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*