# DBS PayLah! vs ccMonet

DBS PayLah! and ccMonet both sit at 4.9 stars, but that hides the real split: 100% of ccMonet's written reviews are positive against 35% of DBS PayLah!'s. ccMonet also leads on update cadence (every 2 weeks vs every 2 months) and monetization model (free vs free with in-app purchases). DBS PayLah!'s advantage is ratings volume (1.2K vs 3). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for DBS PayLah! against 5.0 for ccMonet. That said, the two scores are not equally well evidenced: DBS PayLah! has 1.2K ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 35% of DBS PayLah!'s written reviews are positive against 100% of ccMonet's.

DBS PayLah! ships an update every 2 months, ccMonet every 2 weeks. Both last shipped on September 26, 2026.

## The numbers

| Metric | DBS PayLah! | ccMonet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (1.2K ratings)](https://appshunter.io/ios/app/dbs-paylah/id878528688/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/ccmonet/id6502933589/reviews)** |
| Number of ratings | **1.2K** | 3 |
| Positive reviews | 34.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 157 MB | 83 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DBS Bank Ltd.](https://appshunter.io/developer/362707070) | [2ND BRAIN PTE. LTD.](https://appshunter.io/developer/1832390120) |

## What reviewers say

### DBS PayLah!

[App page](https://appshunter.io/ios/app/dbs-paylah/id878528688)

This all-in-one mobile payment app simplifies everyday transactions. Pay for rides, food, tickets, and bills with ease. Discover exclusive deals and rewards, and manage your finances conveniently.

**Highlights:** Scan to pay with multiple QR codes, Transfer funds via PayNow, Split bills with friends, Access eStatements, Discover dining, shopping, and travel deals, AutoDebit for seamless top-ups

**In-app purchases:** none

**What reviewers like**

- 🚀 Versatile and convenient
- 🚀 Quick QR payments
- 🚀 Seamless integration with banking
- 👍 Easy to use and transfer money

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🐛 Unresponsive and slow performance
- 🔒 Lacks security features (password manager support)
- 🔋 Causes overheating on devices

**Reported bugs**

- Registration failures
- Constant session timeouts
- Account balance not working consistently
- Notification badge issues
- Incompatibility with large contact lists

**Requested features**

- Allow closing account
- Improve search and contact integration
- Add standing instructions for recurring payments
- Provide option to set default payment in cents


### ccMonet

[App page](https://appshunter.io/ios/app/ccmonet/id6502933589)

Effortlessly manage your business finances with AI-powered expense tracking, automated reconciliation, and real-time reporting. Get instant financial insights and streamline reimbursements without needing accounting expertise.

**Highlights:** AI expense recording via photo, Automated transaction reconciliation, Real-time financial reports, AI assistant for financial queries, Streamlined employee reimbursements, Batch document import and sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DBS PayLah! free?

DBS PayLah! is free to download, with no in-app purchases.

### Is ccMonet free?

ccMonet is free to download, with no in-app purchases.

### Which has better reviews, DBS PayLah! or ccMonet?

ccMonet is rated higher. DBS PayLah! averages 4.9 out of 5 from 1.2K ratings, while ccMonet averages 5.0 from 3 ratings.

### Do DBS PayLah! or ccMonet have ads?

Neither DBS PayLah! nor ccMonet shows ads.

### Which is updated more often, DBS PayLah! or ccMonet?

DBS PayLah! ships an update every 2 months, and ccMonet every 2 weeks. Most recently, DBS PayLah! was updated on September 26, 2026 and ccMonet on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*