# MCCU vs Meritrust Mobile

The clearest difference is rating: MCCU at 5.0 against Meritrust Mobile's 4.6. Meritrust Mobile's advantage is ratings volume (7.5K vs 2) and update cadence (every 2 months vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MCCU holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Meritrust Mobile has 7.5K ratings behind it against 2, so its average is the more settled of the two.

MCCU ships an update every 5 months, Meritrust Mobile every 2 months. The most recent releases landed on October 2, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | MCCU | Meritrust Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/mccu/id878669356/reviews)** | [4.6 (7.5K ratings)](https://appshunter.io/ios/app/meritrust-mobile/id6444189039/reviews) |
| Number of ratings | 2 | **7.5K** |
| Positive reviews | — | 16.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 30 MB | 18 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mcpherson Coop Credit Union](https://appshunter.io/developer/1459178827) | [Meritrust Credit Union](https://appshunter.io/developer/457535062) |

## What reviewers say

### MCCU

[App page](https://appshunter.io/ios/app/mccu/id878669356)

Manage your credit union accounts conveniently from your mobile device. Access account balances, transfer funds, view transaction details, and deposit checks remotely. An ATM locator and contact information are also readily available.

**Highlights:** Account information access, ATM locator, Remote Deposit Capture, Detailed transaction viewing, Fund transfers, Check image viewing

**Features:** macOS Compatibility

**In-app purchases:** none


### Meritrust Mobile

[App page](https://appshunter.io/ios/app/meritrust-mobile/id6444189039)

Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.

**Highlights:** View account balances and transaction history, Pay bills, Transfer funds between accounts, Deposit checks, Locate branches or ATMs

**In-app purchases:** none

**What reviewers like**

- 🙂 Kind and helpful staff
- 👍 Accessible for visually impaired users
- 💡 Customizable app layout

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading times
- 🤔 Confusing and outdated user interface
- 🔍 Lack of important features from previous app
- 🤯 Forced migration to new app with poor user experience

**Reported bugs**

- Scheduled payments not processing correctly
- Incorrect account balance information
- Login issues and inability to access accounts

**Requested features**

- Bring back quick balance widget
- Improve transaction search and filtering
- Add support for landscape mode on tablets


## Frequently asked questions

### Is MCCU free?

MCCU is free to download, with no in-app purchases.

### Is Meritrust Mobile free?

Meritrust Mobile is free to download, with no in-app purchases.

### Which has better reviews, MCCU or Meritrust Mobile?

MCCU is rated higher. MCCU averages 5.0 out of 5 from 2 ratings, while Meritrust Mobile averages 4.6 from 7.5K ratings.

### Do MCCU or Meritrust Mobile have ads?

Neither MCCU nor Meritrust Mobile shows ads.

### Which is updated more often, MCCU or Meritrust Mobile?

MCCU ships an update every 5 months, and Meritrust Mobile every 2 months. Most recently, MCCU was updated on October 2, 2026 and Meritrust Mobile on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*