# Pension Guide vs Global PayEX

The clearest difference is in-app purchases: Global PayEX at none against Pension Guide's 1. Global PayEX also leads on ads (none vs shown) and iOS requirement (13.0 vs 16.6). Pension Guide's advantage is update cadence (every 6 weeks vs every 9 months). On price and device support there is nothing between them.

Both are free to download. Pension Guide sells 1 in-app purchase, starting at $0.99 per month. Global PayEX asks for nothing beyond the download.

Pension Guide ships an update every 6 weeks, Global PayEX every 9 months. The most recent releases landed on September 17, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Pension Guide | Global PayEX |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 6 weeks** | Every 9 months |
| Size | 58 MB | 35 MB |
| Requires iOS | 16.6 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Grematech Communication](https://appshunter.io/developer/727046960) | [Global Payex Technologies Private Limited](https://appshunter.io/developer/1640266225) |

## What reviewers say

### Pension Guide

[App page](https://appshunter.io/ios/app/pension-guide/id879115803)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ads Removal Subscription | $0.99 | per month |


### Global PayEX

[App page](https://appshunter.io/ios/app/global-payex/id1560073629)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Pension Guide free?

Pension Guide is free to download, with in-app purchases available.

### Is Global PayEX free?

Global PayEX is free to download, with no in-app purchases.

### Do Pension Guide or Global PayEX have ads?

Pension Guide shows ads; Global PayEX does not.

### Which is updated more often, Pension Guide or Global PayEX?

Pension Guide ships an update every 6 weeks, and Global PayEX every 9 months. Most recently, Pension Guide was updated on September 17, 2026 and Global PayEX on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*