# Pension Guide vs EFN

The clearest difference is in-app purchases: EFN at none against Pension Guide's 1. Pension Guide's advantage is iOS requirement (16.6 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Pension Guide sells 1 in-app purchase, starting at $0.99 per month. EFN asks for nothing beyond the download.

Pension Guide ships an update every 6 weeks, EFN monthly. The most recent releases landed on September 17, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Pension Guide | EFN |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | Every 6 weeks | **Monthly** |
| Size | 58 MB | 75 MB |
| Requires iOS | **16.6** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Grematech Communication](https://appshunter.io/developer/727046960) | [EFN Ekonomikanalen AB](https://appshunter.io/developer/1528011893) |

## What reviewers say

### Pension Guide

[App page](https://appshunter.io/ios/app/pension-guide/id879115803)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ads Removal Subscription | $0.99 | per month |


### EFN

[App page](https://appshunter.io/ios/app/efn/id6738092534)

**In-app purchases:** none


## Frequently asked questions

### Is Pension Guide free?

Pension Guide is free to download, with in-app purchases available.

### Is EFN free?

EFN is free to download, with no in-app purchases.

### Do Pension Guide or EFN have ads?

Both Pension Guide and EFN show ads.

### Which is updated more often, Pension Guide or EFN?

Pension Guide ships an update every 6 weeks, and EFN monthly. Most recently, Pension Guide was updated on September 17, 2026 and EFN on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*